Tennessee property tax by county
The median Tennessee homeowner pays $1,400 a year in property tax on a home worth $256,800, an effective rate of 0.55%. That ranks Tennessee #41 of 51 states, against a national 0.98%.
Effective rate 0.55% #41 of 51 states
Median bill $1,400 U.S. $2,969
Median home $256,800 #30 most expensive
Counties covered 95 over 5,000 people
Why the county matters more than the state
Shelby County charges an effective 1.03% and Cumberland County 0.31%, a spread of 0.72 points inside one state. Property tax in the United States is set by counties, cities, school districts and special districts, not by states. A statewide figure is a weighted average of thousands of separate decisions, and it can be a poor guide to any particular address.
Tennessee sits 0.43 points below the national effective rate. A low rate is not the same as a low bill: on an expensive home it can still produce a large one. House prices in the state moved +0.9% over the year to 2026 Q2, which changes the denominator of this rate over time.
Every county ranked
| # | County | Rate | Median bill | Home value | Rent | Income |
|---|---|---|---|---|---|---|
| 1 | Shelby County | 1.03% | $2,376 | $229,700 | $1,170 | $62,337 |
| 2 | Haywood County | 0.71% | $854 | $119,600 | $725 | $43,513 |
| 3 | Lake County | 0.71% | $758 | $107,000 | $472 | $30,500 |
| 4 | Gibson County | 0.68% | $1,016 | $149,700 | $797 | $59,009 |
| 5 | Hamilton County | 0.67% | $1,888 | $282,100 | $1,163 | $72,568 |
| 6 | Montgomery County | 0.67% | $1,671 | $248,300 | $1,219 | $72,365 |
| 7 | Carroll County | 0.66% | $809 | $122,100 | $757 | $50,391 |
| 8 | Lauderdale County | 0.66% | $808 | $122,100 | $729 | $49,205 |
| 9 | Hardeman County | 0.65% | $762 | $116,800 | $818 | $46,173 |
| 10 | Crockett County | 0.65% | $865 | $134,100 | $854 | $59,049 |
| 11 | Cocke County | 0.64% | $911 | $141,800 | $787 | $48,416 |
| 12 | Sullivan County | 0.63% | $1,205 | $190,800 | $850 | $56,802 |
| 13 | Davidson County | 0.62% | $2,390 | $386,600 | $1,485 | $75,664 |
| 14 | Anderson County | 0.62% | $1,333 | $215,800 | $960 | $63,171 |
| 15 | Madison County | 0.61% | $1,161 | $189,700 | $1,076 | $58,189 |
| 16 | Coffee County | 0.61% | $1,378 | $227,300 | $885 | $60,656 |
| 17 | Dyer County | 0.61% | $966 | $159,500 | $760 | $54,973 |
| 18 | Clay County | 0.61% | $841 | $136,900 | $546 | $44,712 |
| 19 | Morgan County | 0.58% | $837 | $144,000 | $742 | $57,408 |
| 20 | Benton County | 0.58% | $717 | $123,400 | $788 | $50,435 |
| 21 | Perry County | 0.58% | $660 | $113,800 | $747 | $50,489 |
| 22 | Obion County | 0.57% | $697 | $122,700 | $770 | $53,102 |
| 23 | Hickman County | 0.57% | $1,089 | $192,000 | $877 | $57,223 |
| 24 | Unicoi County | 0.57% | $960 | $168,200 | $665 | $50,381 |
| 25 | Houston County | 0.57% | $861 | $150,100 | $685 | $54,475 |
| 26 | Hawkins County | 0.56% | $940 | $166,900 | $744 | $55,278 |
| 27 | Franklin County | 0.56% | $1,218 | $215,700 | $863 | $61,553 |
| 28 | Polk County | 0.56% | $770 | $136,400 | $668 | $60,227 |
| 29 | Washington County | 0.55% | $1,278 | $231,700 | $951 | $61,051 |
| 30 | Roane County | 0.55% | $1,172 | $212,300 | $767 | $66,218 |
| 31 | Marshall County | 0.54% | $1,334 | $246,100 | $924 | $70,829 |
| 32 | Weakley County | 0.54% | $737 | $136,300 | $760 | $49,502 |
| 33 | Chester County | 0.54% | $837 | $155,200 | $714 | $60,543 |
| 34 | Wayne County | 0.54% | $683 | $126,600 | $619 | $52,824 |
| 35 | Sumner County | 0.53% | $1,944 | $364,000 | $1,339 | $86,005 |
| 36 | Putnam County | 0.53% | $1,299 | $246,800 | $881 | $56,537 |
| 37 | Tipton County | 0.53% | $1,158 | $220,100 | $1,007 | $71,736 |
| 38 | Carter County | 0.53% | $833 | $157,200 | $738 | $48,435 |
| 39 | Lawrence County | 0.53% | $940 | $176,700 | $736 | $53,233 |
| 40 | Scott County | 0.53% | $616 | $116,800 | $691 | $42,679 |
| 41 | Robertson County | 0.52% | $1,547 | $296,700 | $1,176 | $78,439 |
| 42 | Stewart County | 0.52% | $951 | $182,700 | $837 | $62,052 |
| 43 | Rutherford County | 0.51% | $1,757 | $346,400 | $1,405 | $82,588 |
| 44 | Bradley County | 0.51% | $1,174 | $230,800 | $959 | $63,789 |
| 45 | Cheatham County | 0.51% | $1,479 | $291,400 | $1,274 | $82,015 |
| 46 | Grainger County | 0.51% | $871 | $172,000 | $726 | $51,351 |
| 47 | Blount County | 0.50% | $1,387 | $275,700 | $1,042 | $74,607 |
| 48 | Dickson County | 0.50% | $1,369 | $272,700 | $972 | $73,223 |
| 49 | Bedford County | 0.50% | $1,274 | $255,300 | $917 | $62,197 |
| 50 | Lewis County | 0.50% | $795 | $157,800 | $735 | $49,477 |
| 51 | Jackson County | 0.50% | $671 | $135,200 | $804 | $41,475 |
| 52 | Claiborne County | 0.49% | $728 | $148,000 | $736 | $46,587 |
| 53 | Decatur County | 0.49% | $654 | $133,900 | $716 | $46,190 |
| 54 | Knox County | 0.48% | $1,332 | $279,700 | $1,180 | $71,662 |
| 55 | Maury County | 0.48% | $1,476 | $307,500 | $1,206 | $74,162 |
| 56 | Henry County | 0.48% | $700 | $145,200 | $741 | $48,540 |
| 57 | Humphreys County | 0.48% | $895 | $186,900 | $830 | $59,333 |
| 58 | Cannon County | 0.48% | $1,091 | $227,600 | $781 | $58,092 |
| 59 | Moore County | 0.48% | $1,252 | $259,300 | $746 | $66,687 |
| 60 | Jefferson County | 0.47% | $990 | $210,000 | $880 | $63,084 |
| 61 | Lincoln County | 0.47% | $991 | $209,100 | $782 | $63,115 |
| 62 | Giles County | 0.47% | $953 | $204,100 | $836 | $61,476 |
| 63 | Henderson County | 0.47% | $732 | $156,000 | $812 | $53,471 |
| 64 | Smith County | 0.47% | $1,047 | $224,500 | $877 | $62,799 |
| 65 | Hamblen County | 0.46% | $863 | $188,800 | $838 | $52,794 |
| 66 | Rhea County | 0.46% | $825 | $178,500 | $796 | $58,133 |
| 67 | Warren County | 0.45% | $777 | $173,900 | $775 | $54,088 |
| 68 | Sequatchie County | 0.45% | $986 | $217,800 | $842 | $52,260 |
| 69 | Hancock County | 0.45% | $533 | $118,000 | $592 | $31,995 |
| 70 | Wilson County | 0.44% | $1,743 | $397,000 | $1,370 | $94,048 |
| 71 | Monroe County | 0.44% | $887 | $199,700 | $699 | $56,648 |
| 72 | Marion County | 0.44% | $771 | $173,600 | $840 | $58,103 |
| 73 | Williamson County | 0.43% | $2,891 | $673,700 | $1,895 | $131,202 |
| 74 | Greene County | 0.43% | $803 | $186,400 | $713 | $54,071 |
| 75 | White County | 0.43% | $809 | $190,200 | $838 | $52,206 |
| 76 | Hardin County | 0.43% | $666 | $154,000 | $770 | $49,149 |
| 77 | Grundy County | 0.42% | $563 | $133,400 | $723 | $45,573 |
| 78 | Trousdale County | 0.42% | $1,200 | $284,100 | $805 | $63,190 |
| 79 | Macon County | 0.41% | $858 | $211,200 | $805 | $56,269 |
| 80 | Bledsoe County | 0.41% | $671 | $165,400 | $779 | $49,655 |
| 81 | Loudon County | 0.40% | $1,163 | $292,600 | $995 | $80,296 |
| 82 | Van Buren County | 0.40% | $596 | $149,200 | $705 | $60,281 |
| 83 | McNairy County | 0.39% | $589 | $151,100 | $706 | $50,714 |
| 84 | Overton County | 0.39% | $676 | $171,700 | $833 | $46,159 |
| 85 | Union County | 0.39% | $720 | $186,300 | $849 | $61,858 |
| 86 | Meigs County | 0.39% | $727 | $185,500 | $845 | $58,395 |
| 87 | Campbell County | 0.38% | $651 | $169,500 | $715 | $50,260 |
| 88 | Johnson County | 0.38% | $673 | $175,500 | $639 | $52,152 |
| 89 | McMinn County | 0.37% | $707 | $190,400 | $792 | $59,674 |
| 90 | Pickett County | 0.37% | $606 | $162,200 | $755 | $44,591 |
| 91 | DeKalb County | 0.36% | $747 | $206,600 | $773 | $48,484 |
| 92 | Fayette County | 0.35% | $1,092 | $316,000 | $883 | $84,764 |
| 93 | Fentress County | 0.34% | $519 | $151,800 | $614 | $50,865 |
| 94 | Sevier County | 0.31% | $815 | $259,500 | $1,013 | $63,829 |
| 95 | Cumberland County | 0.31% | $699 | $228,000 | $829 | $58,475 |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. The effective property tax rate is median taxes paid divided by median home value. The two medians come from different distributions, so it approximates the typical rate rather than describing any one household.