Rutherford County, Tennessee property tax
The median homeowner in Rutherford County, Tennessee pays $1,757 a year in property tax on a home worth $346,400, an effective rate of 0.51%. The national effective rate is 0.98%.
What the rate means here
At 0.51%, Rutherford County taxes property more lightly than the national 0.98%. Rate and bill part company here. The percentage is below national, the house is worth $346,400, and the bill lands at $1,757 anyway.
It ranks #43 of 95 Tennessee counties by effective rate, against a statewide 0.55%, and #2,394 nationally. The state runs from 1.03% in Shelby County down to 0.31% in Cumberland County.
The median home costs 4.19 times the median household income of $82,588, close to the national 3.86. At 351,591 residents the county is large enough that its median blends several distinct housing markets.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Rutherford County | Tennessee | United States | |
|---|---|---|---|
| Effective property tax | 0.51% | 0.55% | 0.98% |
| Median tax bill | $1,757 | $1,400 | $2,969 |
| Median home value | $346,400 | $256,800 | $303,400 |
| Median gross rent | $1,405 | $1,122 | $1,348 |
| Median household income | $82,588 | $67,097 | $78,538 |
| Home price to income | 4.19× | 3.83× | 3.86× |
| Rent as share of income | 20.41% | 20.07% | 20.6% |
| Owner-occupied | 65.01% | 67.03% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 351,591.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Hamilton County | 0.67% | $1,888 | $282,100 |
| Williamson County | 0.43% | $2,891 | $673,700 |
| Montgomery County | 0.67% | $1,671 | $248,300 |
| Knox County | 0.48% | $1,332 | $279,700 |
| Sumner County | 0.53% | $1,944 | $364,000 |
Rutherford County property tax: common questions
What is the property tax rate in Rutherford County, Tennessee?
The effective rate is 0.51% of home value, from a median tax bill of $1,757 against a median home value of $346,400. That is 0.47 points below the national 0.98%.
How much is property tax on a $400,000 home in Rutherford County?
Roughly $2,040 a year at the county effective rate of 0.51%.
Is Rutherford County expensive compared with the rest of Tennessee?
It ranks #43 of 95 Tennessee counties by effective property tax rate, and #2394 of 2,826 nationally. That is 0.04 points below the Tennessee average of 0.55%.
What does housing cost in Rutherford County?
The median home is worth $346,400 and median gross rent is $1,405 a month. Median household income is $82,588, which puts the home at 4.19 times annual income and rent at 20.41% of it.