Hamilton County, Tennessee property tax
The median homeowner in Hamilton County, Tennessee pays $1,888 a year in property tax on a home worth $282,100, an effective rate of 0.67%. The national effective rate is 0.98%.
What the rate means here
At 0.67%, Hamilton County taxes property more lightly than the national 0.98%. With a median home at $282,100, that produces a bill of $1,888. Somebody still funds the schools, so it is worth knowing what a low-tax county collects instead.
It ranks #5 of 95 Tennessee counties by effective rate, against a statewide 0.55%, and #1,858 nationally. The state runs from 1.03% in Shelby County down to 0.31% in Cumberland County.
The median home costs 3.89 times the median household income of $72,568, close to the national 3.86. At 370,913 residents the county is large enough that its median blends several distinct housing markets.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Hamilton County | Tennessee | United States | |
|---|---|---|---|
| Effective property tax | 0.67% | 0.55% | 0.98% |
| Median tax bill | $1,888 | $1,400 | $2,969 |
| Median home value | $282,100 | $256,800 | $303,400 |
| Median gross rent | $1,163 | $1,122 | $1,348 |
| Median household income | $72,568 | $67,097 | $78,538 |
| Home price to income | 3.89× | 3.83× | 3.86× |
| Rent as share of income | 19.23% | 20.07% | 20.6% |
| Owner-occupied | 64.35% | 67.03% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 370,913.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Rutherford County | 0.51% | $1,757 | $346,400 |
| Williamson County | 0.43% | $2,891 | $673,700 |
| Knox County | 0.48% | $1,332 | $279,700 |
| Montgomery County | 0.67% | $1,671 | $248,300 |
| Sumner County | 0.53% | $1,944 | $364,000 |
Hamilton County property tax: common questions
What is the property tax rate in Hamilton County, Tennessee?
The effective rate is 0.67% of home value, from a median tax bill of $1,888 against a median home value of $282,100. That is 0.31 points below the national 0.98%.
How much is property tax on a $400,000 home in Hamilton County?
Roughly $2,680 a year at the county effective rate of 0.67%.
Is Hamilton County expensive compared with the rest of Tennessee?
It ranks #5 of 95 Tennessee counties by effective property tax rate, and #1858 of 2,826 nationally. That is 0.12 points above the Tennessee average of 0.55%.
What does housing cost in Hamilton County?
The median home is worth $282,100 and median gross rent is $1,163 a month. Median household income is $72,568, which puts the home at 3.89 times annual income and rent at 19.23% of it.