Hardeman County, Tennessee property tax
The median homeowner in Hardeman County, Tennessee pays $762 a year in property tax on a home worth $116,800, an effective rate of 0.65%. The national effective rate is 0.98%.
What the rate means here
At 0.65%, Hardeman County taxes property more lightly than the national 0.98%. That puts the median bill at $762. Rates this low usually mean the state, rather than the county, carries more of the school funding.
It ranks #9 of 95 Tennessee counties by effective rate, against a statewide 0.55%, and #1,918 nationally. The state runs from 1.03% in Shelby County down to 0.31% in Cumberland County.
The median home costs 2.53 times the median household income of $46,173, against 3.86 nationally, which is a comfortable ratio by American standards. 71.16% of occupied homes are owned rather than rented, and cheap housing relative to income is usually why. With 25,477 residents, the sample behind these medians is small, and the survey's own margins of error are correspondingly wider.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Hardeman County | Tennessee | United States | |
|---|---|---|---|
| Effective property tax | 0.65% | 0.55% | 0.98% |
| Median tax bill | $762 | $1,400 | $2,969 |
| Median home value | $116,800 | $256,800 | $303,400 |
| Median gross rent | $818 | $1,122 | $1,348 |
| Median household income | $46,173 | $67,097 | $78,538 |
| Home price to income | 2.53× | 3.83× | 3.86× |
| Rent as share of income | 21.26% | 20.07% | 20.6% |
| Owner-occupied | 71.16% | 67.03% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 25,477.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Hickman County | 0.57% | $1,089 | $192,000 |
| Macon County | 0.41% | $858 | $211,200 |
| McNairy County | 0.39% | $589 | $151,100 |
| Lauderdale County | 0.66% | $808 | $122,100 |
| Hardin County | 0.43% | $666 | $154,000 |
Hardeman County property tax: common questions
What is the property tax rate in Hardeman County, Tennessee?
The effective rate is 0.65% of home value, from a median tax bill of $762 against a median home value of $116,800. That is 0.33 points below the national 0.98%.
How much is property tax on a $400,000 home in Hardeman County?
Roughly $2,600 a year at the county effective rate of 0.65%.
Is Hardeman County expensive compared with the rest of Tennessee?
It ranks #9 of 95 Tennessee counties by effective property tax rate, and #1918 of 2,826 nationally. That is 0.1 points above the Tennessee average of 0.55%.
What does housing cost in Hardeman County?
The median home is worth $116,800 and median gross rent is $818 a month. Median household income is $46,173, which puts the home at 2.53 times annual income and rent at 21.26% of it.