Herkimer County, New York property tax
The median homeowner in Herkimer County, New York pays $3,067 a year in property tax on a home worth $135,000, an effective rate of 2.27%. The national effective rate is 0.98%.
What the rate means here
At 2.27%, Herkimer County taxes property more heavily than the country as a whole, which sits at 0.98%. Houses here are worth $135,000, below the national $303,400. Part of any high rate is arithmetic rather than policy: a smaller tax base has to be taxed harder to raise the same money.
It ranks #27 of 62 New York counties by effective rate, against a statewide 1.60%, and #50 nationally. The state runs from 3.00% in Orleans County down to 0.69% in Kings County.
The median home costs 1.96 times the median household income of $68,858, against 3.86 nationally, which is a comfortable ratio by American standards. 75.89% of occupied homes are owned rather than rented, and cheap housing relative to income is usually why. With 59,932 residents, the sample behind these medians is small, and the survey's own margins of error are correspondingly wider.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Herkimer County | New York | United States | |
|---|---|---|---|
| Effective property tax | 2.27% | 1.60% | 0.98% |
| Median tax bill | $3,067 | $6,450 | $2,969 |
| Median home value | $135,000 | $403,000 | $303,400 |
| Median gross rent | $811 | $1,576 | $1,348 |
| Median household income | $68,858 | $84,578 | $78,538 |
| Home price to income | 1.96× | 4.76× | 3.86× |
| Rent as share of income | 14.13% | 22.36% | 20.6% |
| Owner-occupied | 75.89% | 54.31% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 59,932.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Otsego County | 1.65% | $2,911 | $175,900 |
| Washington County | 2.08% | $3,852 | $185,000 |
| Columbia County | 1.55% | $4,795 | $309,800 |
| Livingston County | 2.47% | $4,182 | $169,600 |
| Genesee County | 2.51% | $3,958 | $157,800 |
Herkimer County property tax: common questions
What is the property tax rate in Herkimer County, New York?
The effective rate is 2.27% of home value, from a median tax bill of $3,067 against a median home value of $135,000. That is 1.29 points above the national 0.98%.
How much is property tax on a $400,000 home in Herkimer County?
Roughly $9,080 a year at the county effective rate of 2.27%.
Is Herkimer County expensive compared with the rest of New York?
It ranks #27 of 62 New York counties by effective property tax rate, and #50 of 2,826 nationally. That is 0.67 points above the New York average of 1.60%.
What does housing cost in Herkimer County?
The median home is worth $135,000 and median gross rent is $811 a month. Median household income is $68,858, which puts the home at 1.96 times annual income and rent at 14.13% of it.