Columbia County, New York property tax
The median homeowner in Columbia County, New York pays $4,795 a year in property tax on a home worth $309,800, an effective rate of 1.55%. The national effective rate is 0.98%.
What the rate means here
At 1.55%, Columbia County taxes property more heavily than the country as a whole, which sits at 0.98%. Unusually, the housing is not cheap either. A rate above the national average on a home worth $309,800 produces a bill of $4,795, and both halves of that are working against the owner.
It ranks #53 of 62 New York counties by effective rate, against a statewide 1.60%, and #302 nationally. The state runs from 3.00% in Orleans County down to 0.69% in Kings County.
The median home costs 3.7 times the median household income of $83,619, close to the national 3.86. With 61,245 residents, the sample behind these medians is small, and the survey's own margins of error are correspondingly wider.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Columbia County | New York | United States | |
|---|---|---|---|
| Effective property tax | 1.55% | 1.60% | 0.98% |
| Median tax bill | $4,795 | $6,450 | $2,969 |
| Median home value | $309,800 | $403,000 | $303,400 |
| Median gross rent | $1,199 | $1,576 | $1,348 |
| Median household income | $83,619 | $84,578 | $78,538 |
| Home price to income | 3.7× | 4.76× | 3.86× |
| Rent as share of income | 17.21% | 22.36% | 20.6% |
| Owner-occupied | 75.36% | 54.31% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 61,245.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Livingston County | 2.47% | $4,182 | $169,600 |
| Washington County | 2.08% | $3,852 | $185,000 |
| Herkimer County | 2.27% | $3,067 | $135,000 |
| Otsego County | 1.65% | $2,911 | $175,900 |
| Genesee County | 2.51% | $3,958 | $157,800 |
Columbia County property tax: common questions
What is the property tax rate in Columbia County, New York?
The effective rate is 1.55% of home value, from a median tax bill of $4,795 against a median home value of $309,800. That is 0.57 points above the national 0.98%.
How much is property tax on a $400,000 home in Columbia County?
Roughly $6,200 a year at the county effective rate of 1.55%.
Is Columbia County expensive compared with the rest of New York?
It ranks #53 of 62 New York counties by effective property tax rate, and #302 of 2,826 nationally. That is 0.05 points below the New York average of 1.60%.
What does housing cost in Columbia County?
The median home is worth $309,800 and median gross rent is $1,199 a month. Median household income is $83,619, which puts the home at 3.7 times annual income and rent at 17.21% of it.