Kentucky property tax by county
The median Kentucky homeowner pays $1,472 a year in property tax on a home worth $192,300, an effective rate of 0.77%. That ranks Kentucky #29 of 51 states, against a national 0.98%.
Why the county matters more than the state
Campbell County charges an effective 1.06% and Rockcastle County 0.48%, a spread of 0.58 points inside one state. Property tax in the United States is set by counties, cities, school districts and special districts, not by states. A statewide figure is a weighted average of thousands of separate decisions, and it can be a poor guide to any particular address.
Kentucky sits 0.21 points below the national effective rate. A low rate is not the same as a low bill: on an expensive home it can still produce a large one. House prices in the state moved +4.3% over the year to 2026 Q2, which changes the denominator of this rate over time.
Every county ranked
| # | County | Rate | Median bill | Home value | Rent | Income |
|---|---|---|---|---|---|---|
| 1 | Campbell County | 1.06% | $2,495 | $234,500 | $1,079 | $77,271 |
| 2 | Kenton County | 1.00% | $2,284 | $227,500 | $1,018 | $79,421 |
| 3 | Harlan County | 0.99% | $722 | $73,100 | $651 | $37,198 |
| 4 | Boyd County | 0.98% | $1,233 | $126,300 | $839 | $60,659 |
| 5 | Webster County | 0.98% | $961 | $97,600 | $774 | $58,786 |
| 6 | Greenup County | 0.94% | $1,273 | $135,300 | $836 | $59,613 |
| 7 | Bracken County | 0.94% | $1,093 | $116,400 | $748 | $59,521 |
| 8 | Letcher County | 0.93% | $657 | $70,500 | $651 | $40,501 |
| 9 | Oldham County | 0.92% | $3,454 | $375,000 | $1,142 | $121,491 |
| 10 | Boone County | 0.90% | $2,273 | $253,200 | $1,253 | $94,752 |
| 11 | Fayette County | 0.89% | $2,425 | $272,100 | $1,101 | $67,631 |
| 12 | Henderson County | 0.88% | $1,455 | $165,700 | $794 | $58,239 |
| 13 | Daviess County | 0.86% | $1,595 | $185,800 | $906 | $65,323 |
| 14 | Jefferson County | 0.85% | $2,023 | $237,200 | $1,097 | $67,849 |
| 15 | Bullitt County | 0.85% | $1,994 | $233,700 | $973 | $77,640 |
| 16 | Boyle County | 0.85% | $1,712 | $200,700 | $770 | $61,635 |
| 17 | Lee County | 0.85% | $696 | $82,100 | $593 | $34,182 |
| 18 | Franklin County | 0.84% | $1,672 | $198,700 | $946 | $66,470 |
| 19 | Breathitt County | 0.84% | $521 | $61,800 | $543 | $41,101 |
| 20 | Hopkins County | 0.82% | $1,057 | $128,800 | $841 | $57,610 |
| 21 | Mercer County | 0.82% | $1,553 | $189,700 | $802 | $63,115 |
| 22 | Henry County | 0.82% | $1,489 | $181,300 | $871 | $60,736 |
| 23 | Shelby County | 0.81% | $2,248 | $277,500 | $998 | $82,671 |
| 24 | Gallatin County | 0.81% | $1,368 | $169,400 | $858 | $62,247 |
| 25 | Nelson County | 0.80% | $1,782 | $224,100 | $932 | $67,888 |
| 26 | Anderson County | 0.80% | $1,698 | $213,200 | $870 | $71,747 |
| 27 | Ballard County | 0.80% | $1,067 | $132,900 | $826 | $64,740 |
| 28 | Union County | 0.79% | $858 | $109,000 | $787 | $60,989 |
| 29 | Jessamine County | 0.77% | $1,889 | $245,100 | $994 | $74,886 |
| 30 | Pendleton County | 0.77% | $1,246 | $160,800 | $800 | $66,601 |
| 31 | Monroe County | 0.77% | $892 | $116,300 | $629 | $49,430 |
| 32 | Martin County | 0.77% | $657 | $84,900 | $441 | $46,185 |
| 33 | Morgan County | 0.76% | $802 | $106,000 | $670 | $47,493 |
| 34 | Carroll County | 0.76% | $982 | $129,800 | $853 | $57,753 |
| 35 | Floyd County | 0.75% | $697 | $93,300 | $713 | $41,582 |
| 36 | Montgomery County | 0.75% | $1,222 | $163,800 | $796 | $57,468 |
| 37 | Hart County | 0.75% | $935 | $124,600 | $692 | $49,653 |
| 38 | Owen County | 0.75% | $1,231 | $165,000 | $775 | $59,706 |
| 39 | Madison County | 0.74% | $1,631 | $220,700 | $851 | $62,407 |
| 40 | Knox County | 0.74% | $803 | $109,200 | $631 | $33,153 |
| 41 | Woodford County | 0.74% | $2,003 | $270,400 | $1,000 | $80,006 |
| 42 | Bell County | 0.74% | $617 | $83,000 | $617 | $32,403 |
| 43 | Bourbon County | 0.74% | $1,563 | $211,600 | $745 | $56,322 |
| 44 | McCracken County | 0.73% | $1,342 | $182,900 | $861 | $62,385 |
| 45 | Pike County | 0.73% | $758 | $104,200 | $837 | $42,179 |
| 46 | Barren County | 0.73% | $1,212 | $166,900 | $784 | $49,171 |
| 47 | Clark County | 0.73% | $1,448 | $197,900 | $883 | $67,824 |
| 48 | Perry County | 0.73% | $661 | $90,700 | $795 | $45,261 |
| 49 | Lincoln County | 0.73% | $1,020 | $139,300 | $730 | $50,862 |
| 50 | McCreary County | 0.73% | $565 | $77,000 | $588 | $37,355 |
| 51 | Bath County | 0.73% | $817 | $111,800 | $600 | $54,128 |
| 52 | Magoffin County | 0.73% | $643 | $88,300 | $633 | $33,632 |
| 53 | Marshall County | 0.72% | $1,246 | $173,700 | $773 | $63,611 |
| 54 | Taylor County | 0.72% | $1,174 | $163,700 | $691 | $61,871 |
| 55 | Grant County | 0.72% | $1,339 | $185,500 | $855 | $67,940 |
| 56 | Garrard County | 0.72% | $1,344 | $186,800 | $793 | $62,572 |
| 57 | Fleming County | 0.72% | $824 | $115,200 | $677 | $49,663 |
| 58 | Knott County | 0.72% | $536 | $74,600 | $731 | $37,736 |
| 59 | Washington County | 0.72% | $1,205 | $168,300 | $696 | $59,762 |
| 60 | Metcalfe County | 0.72% | $743 | $103,100 | $549 | $48,572 |
| 61 | Leslie County | 0.72% | $532 | $74,100 | $520 | $40,176 |
| 62 | Fulton County | 0.72% | $562 | $78,100 | $542 | $36,834 |
| 63 | Christian County | 0.71% | $1,065 | $149,200 | $999 | $54,190 |
| 64 | Meade County | 0.71% | $1,386 | $195,000 | $976 | $70,163 |
| 65 | Spencer County | 0.71% | $2,118 | $297,600 | $954 | $98,333 |
| 66 | Marion County | 0.71% | $1,124 | $158,700 | $731 | $55,404 |
| 67 | Hardin County | 0.70% | $1,451 | $205,900 | $947 | $67,608 |
| 68 | Muhlenberg County | 0.69% | $842 | $121,300 | $712 | $52,672 |
| 69 | Estill County | 0.69% | $773 | $111,900 | $689 | $43,905 |
| 70 | Elliott County | 0.69% | $671 | $97,400 | $427 | $40,074 |
| 71 | Scott County | 0.68% | $1,800 | $264,200 | $1,181 | $83,660 |
| 72 | Clay County | 0.68% | $598 | $87,300 | $698 | $39,607 |
| 73 | Adair County | 0.68% | $922 | $134,800 | $775 | $50,316 |
| 74 | Harrison County | 0.68% | $1,282 | $188,900 | $755 | $63,205 |
| 75 | Lawrence County | 0.68% | $733 | $108,100 | $729 | $45,584 |
| 76 | McLean County | 0.68% | $984 | $145,600 | $602 | $70,549 |
| 77 | Hancock County | 0.68% | $935 | $137,600 | $752 | $66,836 |
| 78 | Trimble County | 0.68% | $1,175 | $172,700 | $935 | $67,813 |
| 79 | Calloway County | 0.67% | $1,215 | $181,200 | $828 | $51,854 |
| 80 | Graves County | 0.67% | $929 | $139,000 | $713 | $50,576 |
| 81 | Whitley County | 0.66% | $792 | $120,600 | $720 | $41,719 |
| 82 | Pulaski County | 0.65% | $1,010 | $156,300 | $835 | $50,943 |
| 83 | Lewis County | 0.65% | $558 | $86,100 | $757 | $41,632 |
| 84 | Warren County | 0.64% | $1,558 | $242,600 | $963 | $64,801 |
| 85 | Johnson County | 0.64% | $808 | $125,300 | $698 | $43,014 |
| 86 | Simpson County | 0.64% | $1,246 | $195,700 | $1,011 | $57,392 |
| 87 | Jackson County | 0.64% | $683 | $107,000 | $758 | $41,410 |
| 88 | Mason County | 0.63% | $998 | $157,500 | $724 | $51,473 |
| 89 | Larue County | 0.63% | $1,118 | $177,500 | $816 | $67,770 |
| 90 | Green County | 0.63% | $752 | $118,900 | $612 | $41,087 |
| 91 | Livingston County | 0.63% | $731 | $116,300 | $912 | $59,713 |
| 92 | Logan County | 0.62% | $945 | $151,500 | $719 | $61,535 |
| 93 | Ohio County | 0.61% | $695 | $113,400 | $774 | $54,369 |
| 94 | Cumberland County | 0.61% | $786 | $128,600 | $553 | $39,662 |
| 95 | Breckinridge County | 0.60% | $855 | $141,400 | $730 | $53,673 |
| 96 | Casey County | 0.60% | $810 | $135,700 | $645 | $41,689 |
| 97 | Laurel County | 0.59% | $845 | $143,400 | $789 | $56,999 |
| 98 | Russell County | 0.59% | $872 | $148,200 | $660 | $50,520 |
| 99 | Wolfe County | 0.59% | $391 | $66,400 | $507 | $29,052 |
| 100 | Wayne County | 0.58% | $703 | $121,700 | $666 | $41,933 |
| 101 | Powell County | 0.58% | $829 | $142,400 | $743 | $39,811 |
| 102 | Edmonson County | 0.58% | $795 | $136,600 | $739 | $54,512 |
| 103 | Nicholas County | 0.57% | $679 | $119,600 | $654 | $53,616 |
| 104 | Grayson County | 0.56% | $896 | $160,100 | $653 | $49,893 |
| 105 | Butler County | 0.56% | $594 | $105,500 | $688 | $52,003 |
| 106 | Crittenden County | 0.56% | $650 | $115,700 | $618 | $47,003 |
| 107 | Rowan County | 0.55% | $862 | $155,900 | $815 | $53,657 |
| 108 | Allen County | 0.55% | $972 | $176,300 | $750 | $59,029 |
| 109 | Trigg County | 0.55% | $1,065 | $192,000 | $802 | $54,630 |
| 110 | Todd County | 0.55% | $870 | $157,400 | $841 | $57,759 |
| 111 | Clinton County | 0.55% | $627 | $114,000 | $629 | $42,168 |
| 112 | Lyon County | 0.55% | $1,016 | $183,600 | $809 | $64,464 |
| 113 | Caldwell County | 0.52% | $594 | $113,500 | $724 | $57,618 |
| 114 | Menifee County | 0.50% | $558 | $111,500 | $634 | $44,672 |
| 115 | Carter County | 0.49% | $622 | $126,100 | $701 | $50,389 |
| 116 | Rockcastle County | 0.48% | $574 | $119,300 | $678 | $48,367 |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. The effective property tax rate is median taxes paid divided by median home value. The two medians come from different distributions, so it approximates the typical rate rather than describing any one household.