Oldham County, Kentucky property tax
The median homeowner in Oldham County, Kentucky pays $3,454 a year in property tax on a home worth $375,000, an effective rate of 0.92%. The national effective rate is 0.98%.
What the rate means here
Oldham County taxes property at 0.92%, within a rounding error of the national 0.98%. With the rate close to typical, the $3,454 bill is driven by what housing is worth here rather than by how hard it is taxed.
It ranks #9 of 116 Kentucky counties by effective rate, against a statewide 0.77%, and #1,202 nationally. The state runs from 1.06% in Campbell County down to 0.48% in Rockcastle County.
The median home costs 3.09 times the median household income of $121,491, close to the national 3.86. Incomes here run above the national median, which is what keeps that ratio ordinary despite the house prices. With 68,600 residents, the sample behind these medians is small, and the survey's own margins of error are correspondingly wider.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Oldham County | Kentucky | United States | |
|---|---|---|---|
| Effective property tax | 0.92% | 0.77% | 0.98% |
| Median tax bill | $3,454 | $1,472 | $2,969 |
| Median home value | $375,000 | $192,300 | $303,400 |
| Median gross rent | $1,142 | $933 | $1,348 |
| Median household income | $121,491 | $62,417 | $78,538 |
| Home price to income | 3.09× | 3.08× | 3.86× |
| Rent as share of income | 11.28% | 17.94% | 20.6% |
| Owner-occupied | 88.05% | 68.28% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 68,600.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| McCracken County | 0.73% | $1,342 | $182,900 |
| Pulaski County | 0.65% | $1,010 | $156,300 |
| Christian County | 0.71% | $1,065 | $149,200 |
| Laurel County | 0.59% | $845 | $143,400 |
| Scott County | 0.68% | $1,800 | $264,200 |
Oldham County property tax: common questions
What is the property tax rate in Oldham County, Kentucky?
The effective rate is 0.92% of home value, from a median tax bill of $3,454 against a median home value of $375,000. That is 0.06 points below the national 0.98%.
How much is property tax on a $400,000 home in Oldham County?
Roughly $3,680 a year at the county effective rate of 0.92%.
Is Oldham County expensive compared with the rest of Kentucky?
It ranks #9 of 116 Kentucky counties by effective property tax rate, and #1202 of 2,826 nationally. That is 0.15 points above the Kentucky average of 0.77%.
What does housing cost in Oldham County?
The median home is worth $375,000 and median gross rent is $1,142 a month. Median household income is $121,491, which puts the home at 3.09 times annual income and rent at 11.28% of it.