StateRates

Springfield cost of living

Prices in the Springfield, IL metro area run at 92.7 against a national average of 100, ranking it #222 of 387 metros. Rents there sit at 71.6.

Illinois

All items 92.7 #222 of 387 metros
Rents 71.6 national average 100
Median wage $44,110 BLS metro survey
Worth nationally $47,584 same wage, adjusted

What drives the number

Prices in Springfield run at 92.7 where the national average is 100, so about 7.3 per cent below the country as a whole. It ranks #222 of 387 metro areas. Against Illinois as a whole it is 7.3 points less expensive, which is the unusual direction, and it means the expensive part of the state is somewhere else.

Housing is unusually cheap relative to everything else here. Rents sit at 71.6 against goods at 93.6 and other services at 90.4, so the overall figure of 92.7 understates how affordable the housing itself is. Services, which are priced by local wages, are what hold the overall number up. Goods at 93.6 are themselves 6.4 points off national, which is a wide gap for a category that is mostly shipped in.

Low prices only help if pay does not fall by more. Dividing the local median wage by 92.7 is how to check, and the wage pages carry that comparison.

All items 92.7
Goods 93.6
Rents 71.6
Other services 90.4

The vertical line is the national average of 100. Source: U.S. Bureau of Economic Analysis, Regional Price Parities, SARPP, 2024.

Salaries in Springfield

What the biggest local jobs are really worth

The same pay buys different amounts in different places, so a salary quoted in Springfield is not comparable to one quoted elsewhere until it is divided by the local parity. These are the occupations that employ the most people here, with the quoted median alongside what that median is worth at national prices.

Largest occupations in Springfield, quoted and price-adjusted
Occupation Employed Median pay Worth nationally U.S. median
Registered Nurses 7,450 $66,530 $71,769 $93,600
General and Operations Managers 7,340 $72,400 $78,101 $102,950
Stockers and Order Fillers 6,820 $35,670 $38,479 $37,090
Heavy and Tractor-Trailer Truck Drivers 6,550 $52,750 $56,904 $57,440
Home Health and Personal Care Aides 6,230 $29,900 $32,255 $34,900
Cashiers 5,360 $28,720 $30,982 $31,190
Retail Salespersons 5,280 $30,720 $33,139 $34,580
Customer Service Representatives 4,930 $40,940 $44,164 $42,830

Pay from the BLS metro survey, adjusted by dividing by the metro parity of 92.7.

Nearby metro areas

Other metros in the same states
Metro area All items Rents Rank
Chicago-Naperville-Elgin 103.6 112.0 #40
Kankakee 96.4 92.9 #140
St. Louis 95.1 79.0 #167
Bloomington 93.5 74.7 #195
Champaign-Urbana 92.7 71.6 #218
Rockford 92.2 70.1 #238

Springfield: common questions

Is Springfield expensive?

Prices are 7.3% below the national average, a parity of 92.7 where the country is 100. It ranks #222 of the 387 metro areas BEA measures. Against Illinois as a whole it is 7.3 points less expensive.

What salary do you need in Springfield?

The median worker there earns $44,110, which buys what $47,584 buys nationally once local prices are taken into account. Comparing a salary offer between cities without this adjustment is comparing nothing useful.

Is housing the reason?

Usually. Rents here are at 71.6 against goods at 93.6. Goods barely vary between American cities because most are shipped and priced nationally; housing varies enormously, and it dominates any cost of living comparison.