StateRates

St. Louis cost of living

Prices in the St. Louis, MO-IL metro area run at 95.1 against a national average of 100, ranking it #167 of 387 metros. Rents there sit at 79.0.

Missouri Illinois

All items 95.1 #167 of 387 metros
Rents 79.0 national average 100
Median wage $48,290 BLS metro survey
Worth nationally $50,778 same wage, adjusted

What drives the number

Prices in St. Louis run at 95.1 where the national average is 100, so about 4.9 per cent below the country as a whole. It ranks #167 of 387 metro areas. Against Missouri as a whole it is 4.3 points more expensive, which is the usual direction: cities cost more than the states around them.

Housing is unusually cheap relative to everything else here. Rents sit at 79.0 against goods at 100.0 and other services at 69.9, so the overall figure of 95.1 understates how affordable the housing itself is. It is the opposite of the usual pattern, where housing is what makes a place expensive.

The number is most useful in reverse: a job here can pay less in cash and still leave a household better off, by roughly 4.9 per cent before anything else is considered.

All items 95.1
Goods 100.0
Rents 79.0
Other services 69.9

The vertical line is the national average of 100. Source: U.S. Bureau of Economic Analysis, Regional Price Parities, SARPP, 2024.

Salaries in St. Louis

What the biggest local jobs are really worth

The same pay buys different amounts in different places, so a salary quoted in St. Louis is not comparable to one quoted elsewhere until it is divided by the local parity. These are the occupations that employ the most people here, with the quoted median alongside what that median is worth at national prices.

Largest occupations in St. Louis, quoted and price-adjusted
Occupation Employed Median pay Worth nationally U.S. median
General and Operations Managers 45,370 $83,410 $87,708 $102,950
Home Health and Personal Care Aides 42,390 $29,700 $31,230 $34,900
Registered Nurses 33,660 $82,560 $86,814 $93,600
Cashiers 29,960 $30,290 $31,851 $31,190
Stockers and Order Fillers 29,480 $37,470 $39,401 $37,090
Retail Salespersons 28,680 $33,080 $34,784 $34,580
Customer Service Representatives 26,860 $44,250 $46,530 $42,830
Office Clerks, General 25,260 $43,000 $45,216 $43,630

Pay from the BLS metro survey, adjusted by dividing by the metro parity of 95.1.

Nearby metro areas

Other metros in the same states
Metro area All items Rents Rank
Chicago-Naperville-Elgin 103.6 112.0 #40
Kankakee 96.4 92.9 #140
Bloomington 93.5 74.7 #195
Champaign-Urbana 92.7 71.6 #218
Springfield 92.7 71.6 #222
Kansas City 92.5 86.6 #230

St. Louis: common questions

Is St. Louis expensive?

Prices are 4.9% below the national average, a parity of 95.1 where the country is 100. It ranks #167 of the 387 metro areas BEA measures. Against Missouri as a whole it is 4.3 points more expensive.

What salary do you need in St. Louis?

The median worker there earns $48,290, which buys what $50,778 buys nationally once local prices are taken into account. Comparing a salary offer between cities without this adjustment is comparing nothing useful.

Is housing the reason?

Usually. Rents here are at 79.0 against goods at 100.0. Goods barely vary between American cities because most are shipped and priced nationally; housing varies enormously, and it dominates any cost of living comparison.