StateRates

Rockford cost of living

Prices in the Rockford, IL metro area run at 92.2 against a national average of 100, ranking it #238 of 387 metros. Rents there sit at 70.1.

Illinois

All items 92.2 #238 of 387 metros
Rents 70.1 national average 100
Median wage $45,970 BLS metro survey
Worth nationally $49,859 same wage, adjusted

What drives the number

Prices in Rockford run at 92.2 where the national average is 100, so about 7.8 per cent below the country as a whole. It ranks #238 of 387 metro areas. Against Illinois as a whole it is 7.8 points less expensive, which is the unusual direction, and it means the expensive part of the state is somewhere else.

Housing is unusually cheap relative to everything else here. Rents sit at 70.1 against goods at 93.6 and other services at 89.4, so the overall figure of 92.2 understates how affordable the housing itself is. That combination, ordinary prices with cheap rent, is what people are usually looking for and rarely find. Goods at 93.6 are themselves 6.4 points off national, which is a wide gap for a category that is mostly shipped in.

A salary here goes further than the same salary somewhere at 100. Divide by 92.2 and multiply by 100 to get the nationally comparable figure, and it will come out higher than the headline.

All items 92.2
Goods 93.6
Rents 70.1
Other services 89.4

The vertical line is the national average of 100. Source: U.S. Bureau of Economic Analysis, Regional Price Parities, SARPP, 2024.

Salaries in Rockford

What the biggest local jobs are really worth

The same pay buys different amounts in different places, so a salary quoted in Rockford is not comparable to one quoted elsewhere until it is divided by the local parity. These are the occupations that employ the most people here, with the quoted median alongside what that median is worth at national prices.

Largest occupations in Rockford, quoted and price-adjusted
Occupation Employed Median pay Worth nationally U.S. median
Laborers and Freight, Stock, and Material Movers, Hand 6,080 $43,130 $46,779 $38,940
Registered Nurses 4,340 $81,560 $88,460 $93,600
Fast Food and Counter Workers 4,190 $30,340 $32,907 $30,480
Miscellaneous Assemblers and Fabricators 3,650 $45,690 $49,555 $42,210
Stockers and Order Fillers 3,590 $35,420 $38,416 $37,090
Cashiers 3,340 $30,250 $32,809 $31,190
Retail Salespersons 3,180 $32,150 $34,870 $34,580
General and Operations Managers 3,100 $95,860 $103,970 $102,950

Pay from the BLS metro survey, adjusted by dividing by the metro parity of 92.2.

Nearby metro areas

Other metros in the same states
Metro area All items Rents Rank
Chicago-Naperville-Elgin 103.6 112.0 #40
Kankakee 96.4 92.9 #140
St. Louis 95.1 79.0 #167
Bloomington 93.5 74.7 #195
Champaign-Urbana 92.7 71.6 #218
Springfield 92.7 71.6 #222

Rockford: common questions

Is Rockford expensive?

Prices are 7.8% below the national average, a parity of 92.2 where the country is 100. It ranks #238 of the 387 metro areas BEA measures. Against Illinois as a whole it is 7.8 points less expensive.

What salary do you need in Rockford?

The median worker there earns $45,970, which buys what $49,859 buys nationally once local prices are taken into account. Comparing a salary offer between cities without this adjustment is comparing nothing useful.

Is housing the reason?

Usually. Rents here are at 70.1 against goods at 93.6. Goods barely vary between American cities because most are shipped and priced nationally; housing varies enormously, and it dominates any cost of living comparison.