Hamilton County, Ohio property tax
The median homeowner in Hamilton County, Ohio pays $3,461 a year in property tax on a home worth $225,700, an effective rate of 1.53%. The national effective rate is 0.98%.
What the rate means here
At 1.53%, Hamilton County taxes property more heavily than the country as a whole, which sits at 0.98%. Houses here are worth $225,700, below the national $303,400. Part of any high rate is arithmetic rather than policy: a smaller tax base has to be taxed harder to raise the same money.
It ranks #9 of 88 Ohio counties by effective rate, against a statewide 1.36%, and #321 nationally. The state runs from 2.08% in Cuyahoga County down to 0.79% in Noble County.
The median home costs 3.19 times the median household income of $70,816, close to the national 3.86. With 827,878 residents this is one of the larger counties in the country, so the medians here average across a genuinely varied housing market and hide a lot of local range.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Hamilton County | Ohio | United States | |
|---|---|---|---|
| Effective property tax | 1.53% | 1.36% | 0.98% |
| Median tax bill | $3,461 | $2,712 | $2,969 |
| Median home value | $225,700 | $199,200 | $303,400 |
| Median gross rent | $1,005 | $988 | $1,348 |
| Median household income | $70,816 | $69,680 | $78,538 |
| Home price to income | 3.19× | 2.86× | 3.86× |
| Rent as share of income | 17.03% | 17.01% | 20.6% |
| Owner-occupied | 58.99% | 66.99% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 827,878.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Summit County | 1.54% | $3,018 | $195,700 |
| Montgomery County | 1.78% | $2,975 | $167,400 |
| Lucas County | 1.75% | $2,710 | $155,200 |
| Cuyahoga County | 2.08% | $3,819 | $183,200 |
| Butler County | 1.24% | $3,010 | $243,000 |
Hamilton County property tax: common questions
What is the property tax rate in Hamilton County, Ohio?
The effective rate is 1.53% of home value, from a median tax bill of $3,461 against a median home value of $225,700. That is 0.55 points above the national 0.98%.
How much is property tax on a $400,000 home in Hamilton County?
Roughly $6,120 a year at the county effective rate of 1.53%.
Is Hamilton County expensive compared with the rest of Ohio?
It ranks #9 of 88 Ohio counties by effective property tax rate, and #321 of 2,826 nationally. That is 0.17 points above the Ohio average of 1.36%.
What does housing cost in Hamilton County?
The median home is worth $225,700 and median gross rent is $1,005 a month. Median household income is $70,816, which puts the home at 3.19 times annual income and rent at 17.03% of it.