Westchester County, New York property tax
The median homeowner in Westchester County, New York pays $10,001 a year in property tax on a home worth $638,400, an effective rate of 1.57%. The national effective rate is 0.98%.
What the rate means here
At 1.57%, Westchester County taxes property more heavily than the country as a whole, which sits at 0.98%. Both the rate and the house are above national. That is the expensive combination, and the $10,001 median bill reflects it.
It ranks #51 of 62 New York counties by effective rate, against a statewide 1.60%, and #278 nationally. The state runs from 3.00% in Orleans County down to 0.69% in Kings County.
The median home costs 5.39 times the median household income of $118,411, against 3.86 nationally, so housing absorbs an unusually large share of what people here earn. Renters pay 19.01% of median income in gross rent. With 996,888 residents this is one of the larger counties in the country, so the medians here average across a genuinely varied housing market and hide a lot of local range.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Westchester County | New York | United States | |
|---|---|---|---|
| Effective property tax | 1.57% | 1.60% | 0.98% |
| Median tax bill | $10,001 | $6,450 | $2,969 |
| Median home value | $638,400 | $403,000 | $303,400 |
| Median gross rent | $1,876 | $1,576 | $1,348 |
| Median household income | $118,411 | $84,578 | $78,538 |
| Home price to income | 5.39× | 4.76× | 3.86× |
| Rent as share of income | 19.01% | 22.36% | 20.6% |
| Owner-occupied | 62.2% | 54.31% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 996,888.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Erie County | 2.08% | $4,525 | $217,400 |
| Monroe County | 2.79% | $5,495 | $197,100 |
| Nassau County | 1.52% | $10,001 | $658,700 |
| Bronx County | 1.03% | $5,310 | $517,000 |
| Richmond County | 0.92% | $6,074 | $658,500 |
Westchester County property tax: common questions
What is the property tax rate in Westchester County, New York?
The effective rate is 1.57% of home value, from a median tax bill of $10,001 against a median home value of $638,400. That is 0.59 points above the national 0.98%.
How much is property tax on a $400,000 home in Westchester County?
Roughly $6,280 a year at the county effective rate of 1.57%.
Is Westchester County expensive compared with the rest of New York?
It ranks #51 of 62 New York counties by effective property tax rate, and #278 of 2,826 nationally. That is 0.03 points below the New York average of 1.60%.
What does housing cost in Westchester County?
The median home is worth $638,400 and median gross rent is $1,876 a month. Median household income is $118,411, which puts the home at 5.39 times annual income and rent at 19.01% of it.