Tioga County, New York property tax
The median homeowner in Tioga County, New York pays $3,750 a year in property tax on a home worth $153,200, an effective rate of 2.45%. The national effective rate is 0.98%.
What the rate means here
At 2.45%, Tioga County taxes property more heavily than the country as a whole, which sits at 0.98%. The rate is high and the housing is cheap, and those two facts are connected. The bill of $3,750 is what actually leaves a household's account, and it is the number worth comparing between places.
It ranks #16 of 62 New York counties by effective rate, against a statewide 1.60%, and #30 nationally. The state runs from 3.00% in Orleans County down to 0.69% in Kings County.
The median home costs 2.13 times the median household income of $71,791, against 3.86 nationally, which is a comfortable ratio by American standards. 78.22% of occupied homes are owned rather than rented, and cheap housing relative to income is usually why. With 48,106 residents, the sample behind these medians is small, and the survey's own margins of error are correspondingly wider.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Tioga County | New York | United States | |
|---|---|---|---|
| Effective property tax | 2.45% | 1.60% | 0.98% |
| Median tax bill | $3,750 | $6,450 | $2,969 |
| Median home value | $153,200 | $403,000 | $303,400 |
| Median gross rent | $914 | $1,576 | $1,348 |
| Median household income | $71,791 | $84,578 | $78,538 |
| Home price to income | 2.13× | 4.76× | 3.86× |
| Rent as share of income | 15.28% | 22.36% | 20.6% |
| Owner-occupied | 78.22% | 54.31% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 48,106.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Greene County | 1.66% | $4,116 | $248,300 |
| Franklin County | 1.88% | $2,418 | $128,600 |
| Allegany County | 2.94% | $2,881 | $97,900 |
| Montgomery County | 2.56% | $3,630 | $141,600 |
| Chenango County | 2.39% | $3,061 | $128,100 |
Tioga County property tax: common questions
What is the property tax rate in Tioga County, New York?
The effective rate is 2.45% of home value, from a median tax bill of $3,750 against a median home value of $153,200. That is 1.47 points above the national 0.98%.
How much is property tax on a $400,000 home in Tioga County?
Roughly $9,800 a year at the county effective rate of 2.45%.
Is Tioga County expensive compared with the rest of New York?
It ranks #16 of 62 New York counties by effective property tax rate, and #30 of 2,826 nationally. That is 0.85 points above the New York average of 1.60%.
What does housing cost in Tioga County?
The median home is worth $153,200 and median gross rent is $914 a month. Median household income is $71,791, which puts the home at 2.13 times annual income and rent at 15.28% of it.