Cayuga County, New York property tax
The median homeowner in Cayuga County, New York pays $3,747 a year in property tax on a home worth $164,200, an effective rate of 2.28%. The national effective rate is 0.98%.
What the rate means here
At 2.28%, Cayuga County taxes property more heavily than the country as a whole, which sits at 0.98%. The rate is high and the housing is cheap, and those two facts are connected. The bill of $3,747 is what actually leaves a household's account, and it is the number worth comparing between places.
It ranks #26 of 62 New York counties by effective rate, against a statewide 1.60%, and #47 nationally. The state runs from 3.00% in Orleans County down to 0.69% in Kings County.
The median home costs 2.47 times the median household income of $66,583, against 3.86 nationally, which is a comfortable ratio by American standards. 71.91% of occupied homes are owned rather than rented, and cheap housing relative to income is usually why. The county has 75,464 residents, which is small enough that the medians describe a reasonably coherent market.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Cayuga County | New York | United States | |
|---|---|---|---|
| Effective property tax | 2.28% | 1.60% | 0.98% |
| Median tax bill | $3,747 | $6,450 | $2,969 |
| Median home value | $164,200 | $403,000 | $303,400 |
| Median gross rent | $895 | $1,576 | $1,348 |
| Median household income | $66,583 | $84,578 | $78,538 |
| Home price to income | 2.47× | 4.76× | 3.86× |
| Rent as share of income | 16.13% | 22.36% | 20.6% |
| Owner-occupied | 71.91% | 54.31% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 75,464.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Cattaraugus County | 2.69% | $2,946 | $109,400 |
| Clinton County | 1.98% | $3,461 | $175,100 |
| Sullivan County | 2.16% | $5,082 | $234,800 |
| Chemung County | 2.52% | $3,332 | $132,100 |
| Madison County | 2.30% | $4,058 | $176,800 |
Cayuga County property tax: common questions
What is the property tax rate in Cayuga County, New York?
The effective rate is 2.28% of home value, from a median tax bill of $3,747 against a median home value of $164,200. That is 1.3 points above the national 0.98%.
How much is property tax on a $400,000 home in Cayuga County?
Roughly $9,120 a year at the county effective rate of 2.28%.
Is Cayuga County expensive compared with the rest of New York?
It ranks #26 of 62 New York counties by effective property tax rate, and #47 of 2,826 nationally. That is 0.68 points above the New York average of 1.60%.
What does housing cost in Cayuga County?
The median home is worth $164,200 and median gross rent is $895 a month. Median household income is $66,583, which puts the home at 2.47 times annual income and rent at 16.13% of it.