St. Louis County, Minnesota property tax
The median homeowner in St. Louis County, Minnesota pays $2,142 a year in property tax on a home worth $208,500, an effective rate of 1.03%. The national effective rate is 0.98%.
What the rate means here
St. Louis County taxes property at 1.03%, within a rounding error of the national 0.98%. With the rate close to typical, the $2,142 bill is driven by what housing is worth here rather than by how hard it is taxed.
It ranks #31 of 83 Minnesota counties by effective rate, against a statewide 1.04%, and #980 nationally. The state runs from 1.24% in Ramsey County down to 0.57% in Aitkin County.
The median home costs 3 times the median household income of $69,455, against 3.86 nationally, which is a comfortable ratio by American standards. 71.97% of occupied homes are owned rather than rented, and cheap housing relative to income is usually why. The county has 200,056 residents, which is small enough that the medians describe a reasonably coherent market.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| St. Louis County | Minnesota | United States | |
|---|---|---|---|
| Effective property tax | 1.03% | 1.04% | 0.98% |
| Median tax bill | $2,142 | $3,184 | $2,969 |
| Median home value | $208,500 | $305,500 | $303,400 |
| Median gross rent | $970 | $1,235 | $1,348 |
| Median household income | $69,455 | $87,556 | $78,538 |
| Home price to income | 3× | 3.49× | 3.86× |
| Rent as share of income | 16.76% | 16.93% | 20.6% |
| Owner-occupied | 71.97% | 72.39% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 200,056.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Olmsted County | 1.09% | $3,314 | $304,500 |
| Stearns County | 1.02% | $2,617 | $256,500 |
| Scott County | 1.07% | $4,195 | $393,500 |
| Wright County | 1.00% | $3,319 | $332,800 |
| Washington County | 1.00% | $4,012 | $400,900 |
St. Louis County property tax: common questions
What is the property tax rate in St. Louis County, Minnesota?
The effective rate is 1.03% of home value, from a median tax bill of $2,142 against a median home value of $208,500. That is 0.05 points above the national 0.98%.
How much is property tax on a $400,000 home in St. Louis County?
Roughly $4,120 a year at the county effective rate of 1.03%.
Is St. Louis County expensive compared with the rest of Minnesota?
It ranks #31 of 83 Minnesota counties by effective property tax rate, and #980 of 2,826 nationally. That is 0.01 points below the Minnesota average of 1.04%.
What does housing cost in St. Louis County?
The median home is worth $208,500 and median gross rent is $970 a month. Median household income is $69,455, which puts the home at 3 times annual income and rent at 16.76% of it.