Clay County, Minnesota property tax
The median homeowner in Clay County, Minnesota pays $2,854 a year in property tax on a home worth $256,000, an effective rate of 1.11%. The national effective rate is 0.98%.
What the rate means here
Clay County taxes property at 1.11%, within a rounding error of the national 0.98%. The median bill of $2,854 therefore tracks the median home value of $256,000 fairly directly, which is not true everywhere.
It ranks #12 of 83 Minnesota counties by effective rate, against a statewide 1.04%, and #825 nationally. The state runs from 1.24% in Ramsey County down to 0.57% in Aitkin County.
The median home costs 3.3 times the median household income of $77,664, close to the national 3.86. With 65,628 residents, the sample behind these medians is small, and the survey's own margins of error are correspondingly wider.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Clay County | Minnesota | United States | |
|---|---|---|---|
| Effective property tax | 1.11% | 1.04% | 0.98% |
| Median tax bill | $2,854 | $3,184 | $2,969 |
| Median home value | $256,000 | $305,500 | $303,400 |
| Median gross rent | $1,000 | $1,235 | $1,348 |
| Median household income | $77,664 | $87,556 | $78,538 |
| Home price to income | 3.3× | 3.49× | 3.86× |
| Rent as share of income | 15.45% | 16.93% | 20.6% |
| Owner-occupied | 66.64% | 72.39% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 65,628.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Crow Wing County | 0.79% | $2,161 | $274,400 |
| Rice County | 0.97% | $2,899 | $298,500 |
| Blue Earth County | 0.98% | $2,487 | $252,800 |
| Otter Tail County | 0.78% | $1,966 | $252,500 |
| Chisago County | 1.12% | $3,668 | $326,600 |
Clay County property tax: common questions
What is the property tax rate in Clay County, Minnesota?
The effective rate is 1.11% of home value, from a median tax bill of $2,854 against a median home value of $256,000. That is 0.13 points above the national 0.98%.
How much is property tax on a $400,000 home in Clay County?
Roughly $4,440 a year at the county effective rate of 1.11%.
Is Clay County expensive compared with the rest of Minnesota?
It ranks #12 of 83 Minnesota counties by effective property tax rate, and #825 of 2,826 nationally. That is 0.07 points above the Minnesota average of 1.04%.
What does housing cost in Clay County?
The median home is worth $256,000 and median gross rent is $1,000 a month. Median household income is $77,664, which puts the home at 3.3 times annual income and rent at 15.45% of it.