Ottawa County, Michigan property tax
The median homeowner in Ottawa County, Michigan pays $3,078 a year in property tax on a home worth $291,200, an effective rate of 1.06%. The national effective rate is 0.98%.
What the rate means here
Ottawa County taxes property at 1.06%, within a rounding error of the national 0.98%. The median bill of $3,078 therefore tracks the median home value of $291,200 fairly directly, which is not true everywhere.
It ranks #53 of 82 Michigan counties by effective rate, against a statewide 1.28%, and #918 nationally. The state runs from 1.86% in Ingham County down to 0.70% in Leelanau County.
The median home costs 3.34 times the median household income of $87,144, close to the national 3.86. Incomes here run above the national median, which is what keeps that ratio ordinary despite the house prices. At 298,614 residents the county is large enough that its median blends several distinct housing markets.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Ottawa County | Michigan | United States | |
|---|---|---|---|
| Effective property tax | 1.06% | 1.28% | 0.98% |
| Median tax bill | $3,078 | $2,795 | $2,969 |
| Median home value | $291,200 | $217,600 | $303,400 |
| Median gross rent | $1,148 | $1,084 | $1,348 |
| Median household income | $87,144 | $71,149 | $78,538 |
| Home price to income | 3.34× | 3.06× | 3.86× |
| Rent as share of income | 15.81% | 18.28% | 20.6% |
| Owner-occupied | 78.5% | 72.92% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 298,614.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Ingham County | 1.86% | $3,488 | $187,500 |
| Kalamazoo County | 1.48% | $3,378 | $227,500 |
| Washtenaw County | 1.56% | $5,505 | $353,000 |
| Livingston County | 0.99% | $3,269 | $331,100 |
| Genesee County | 1.40% | $2,417 | $172,900 |
Ottawa County property tax: common questions
What is the property tax rate in Ottawa County, Michigan?
The effective rate is 1.06% of home value, from a median tax bill of $3,078 against a median home value of $291,200. That is 0.08 points above the national 0.98%.
How much is property tax on a $400,000 home in Ottawa County?
Roughly $4,240 a year at the county effective rate of 1.06%.
Is Ottawa County expensive compared with the rest of Michigan?
It ranks #53 of 82 Michigan counties by effective property tax rate, and #918 of 2,826 nationally. That is 0.22 points below the Michigan average of 1.28%.
What does housing cost in Ottawa County?
The median home is worth $291,200 and median gross rent is $1,148 a month. Median household income is $87,144, which puts the home at 3.34 times annual income and rent at 15.81% of it.