Santa Rosa County, Florida property tax
The median homeowner in Santa Rosa County, Florida pays $1,809 a year in property tax on a home worth $302,100, an effective rate of 0.60%. The national effective rate is 0.98%.
What the rate means here
At 0.60%, Santa Rosa County taxes property more lightly than the national 0.98%. That puts the median bill at $1,809. Rates this low usually mean the state, rather than the county, carries more of the school funding.
It ranks #55 of 67 Florida counties by effective rate, against a statewide 0.79%, and #2,070 nationally. The state runs from 1.05% in Hardee County down to 0.45% in Walton County.
The median home costs 3.4 times the median household income of $88,968, close to the national 3.86. Incomes here run above the national median, which is what keeps that ratio ordinary despite the house prices. The county has 193,719 residents, which is small enough that the medians describe a reasonably coherent market.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Santa Rosa County | Florida | United States | |
|---|---|---|---|
| Effective property tax | 0.60% | 0.79% | 0.98% |
| Median tax bill | $1,809 | $2,555 | $2,969 |
| Median home value | $302,100 | $325,000 | $303,400 |
| Median gross rent | $1,445 | $1,564 | $1,348 |
| Median household income | $88,968 | $71,711 | $78,538 |
| Home price to income | 3.4× | 4.53× | 3.86× |
| Rent as share of income | 19.49% | 26.17% | 20.6% |
| Owner-occupied | 79.98% | 67.32% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 193,719.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Charlotte County | 0.89% | $2,581 | $291,000 |
| Hernando County | 0.72% | $1,732 | $240,700 |
| Bay County | 0.60% | $1,653 | $276,900 |
| Okaloosa County | 0.60% | $1,948 | $324,800 |
| Clay County | 0.74% | $2,080 | $281,500 |
Santa Rosa County property tax: common questions
What is the property tax rate in Santa Rosa County, Florida?
The effective rate is 0.60% of home value, from a median tax bill of $1,809 against a median home value of $302,100. That is 0.38 points below the national 0.98%.
How much is property tax on a $400,000 home in Santa Rosa County?
Roughly $2,400 a year at the county effective rate of 0.60%.
Is Santa Rosa County expensive compared with the rest of Florida?
It ranks #55 of 67 Florida counties by effective property tax rate, and #2070 of 2,826 nationally. That is 0.19 points below the Florida average of 0.79%.
What does housing cost in Santa Rosa County?
The median home is worth $302,100 and median gross rent is $1,445 a month. Median household income is $88,968, which puts the home at 3.4 times annual income and rent at 19.49% of it.