Charlotte County, Florida property tax
The median homeowner in Charlotte County, Florida pays $2,581 a year in property tax on a home worth $291,000, an effective rate of 0.89%. The national effective rate is 0.98%.
What the rate means here
Charlotte County taxes property at 0.89%, within a rounding error of the national 0.98%. The median bill of $2,581 therefore tracks the median home value of $291,000 fairly directly, which is not true everywhere.
It ranks #6 of 67 Florida counties by effective rate, against a statewide 0.79%, and #1,249 nationally. The state runs from 1.05% in Hardee County down to 0.45% in Walton County.
The median home costs 4.4 times the median household income of $66,154, close to the national 3.86. Incomes run below the national median, and house prices run below it too, which is what keeps the ratio ordinary. The county has 195,083 residents, which is small enough that the medians describe a reasonably coherent market.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Charlotte County | Florida | United States | |
|---|---|---|---|
| Effective property tax | 0.89% | 0.79% | 0.98% |
| Median tax bill | $2,581 | $2,555 | $2,969 |
| Median home value | $291,000 | $325,000 | $303,400 |
| Median gross rent | $1,289 | $1,564 | $1,348 |
| Median household income | $66,154 | $71,711 | $78,538 |
| Home price to income | 4.4× | 4.53× | 3.86× |
| Rent as share of income | 23.38% | 26.17% | 20.6% |
| Owner-occupied | 83.17% | 67.32% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 195,083.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Santa Rosa County | 0.60% | $1,809 | $302,100 |
| Hernando County | 0.72% | $1,732 | $240,700 |
| Bay County | 0.60% | $1,653 | $276,900 |
| Okaloosa County | 0.60% | $1,948 | $324,800 |
| Clay County | 0.74% | $2,080 | $281,500 |
Charlotte County property tax: common questions
What is the property tax rate in Charlotte County, Florida?
The effective rate is 0.89% of home value, from a median tax bill of $2,581 against a median home value of $291,000. That is 0.09 points below the national 0.98%.
How much is property tax on a $400,000 home in Charlotte County?
Roughly $3,560 a year at the county effective rate of 0.89%.
Is Charlotte County expensive compared with the rest of Florida?
It ranks #6 of 67 Florida counties by effective property tax rate, and #1249 of 2,826 nationally. That is 0.1 points above the Florida average of 0.79%.
What does housing cost in Charlotte County?
The median home is worth $291,000 and median gross rent is $1,289 a month. Median household income is $66,154, which puts the home at 4.4 times annual income and rent at 23.38% of it.