St. Clair County, Alabama property tax
The median homeowner in St. Clair County, Alabama pays $666 a year in property tax on a home worth $218,500, an effective rate of 0.30%. The national effective rate is 0.98%.
What the rate means here
At 0.30%, St. Clair County taxes property more lightly than the national 0.98%. That puts the median bill at $666. Rates this low usually mean the state, rather than the county, carries more of the school funding.
It ranks #48 of 67 Alabama counties by effective rate, against a statewide 0.38%, and #2,776 nationally. The state runs from 0.60% in Jefferson County down to 0.18% in Choctaw County.
The median home costs 2.77 times the median household income of $78,993, against 3.86 nationally, which is a comfortable ratio by American standards. 82.47% of occupied homes are owned rather than rented, and cheap housing relative to income is usually why. The county has 92,903 residents, which is small enough that the medians describe a reasonably coherent market.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| St. Clair County | Alabama | United States | |
|---|---|---|---|
| Effective property tax | 0.30% | 0.38% | 0.98% |
| Median tax bill | $666 | $738 | $2,969 |
| Median home value | $218,500 | $195,100 | $303,400 |
| Median gross rent | $1,077 | $963 | $1,348 |
| Median household income | $78,993 | $62,027 | $78,538 |
| Home price to income | 2.77× | 3.15× | 3.86× |
| Rent as share of income | 16.36% | 18.63% | 20.6% |
| Owner-occupied | 82.47% | 69.93% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 92,903.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Lauderdale County | 0.38% | $697 | $185,800 |
| Cullman County | 0.25% | $457 | $180,500 |
| Elmore County | 0.26% | $563 | $213,600 |
| Marshall County | 0.38% | $699 | $183,400 |
| Etowah County | 0.36% | $585 | $160,600 |
St. Clair County property tax: common questions
What is the property tax rate in St. Clair County, Alabama?
The effective rate is 0.30% of home value, from a median tax bill of $666 against a median home value of $218,500. That is 0.68 points below the national 0.98%.
How much is property tax on a $400,000 home in St. Clair County?
Roughly $1,200 a year at the county effective rate of 0.30%.
Is St. Clair County expensive compared with the rest of Alabama?
It ranks #48 of 67 Alabama counties by effective property tax rate, and #2776 of 2,826 nationally. That is 0.08 points below the Alabama average of 0.38%.
What does housing cost in St. Clair County?
The median home is worth $218,500 and median gross rent is $1,077 a month. Median household income is $78,993, which puts the home at 2.77 times annual income and rent at 16.36% of it.