Lauderdale County, Alabama property tax
The median homeowner in Lauderdale County, Alabama pays $697 a year in property tax on a home worth $185,800, an effective rate of 0.38%. The national effective rate is 0.98%.
What the rate means here
At 0.38%, Lauderdale County taxes property more lightly than the national 0.98%. The bill works out at $697 a year. Low-rate counties usually have another revenue source doing the work, whether that is a state funding formula, sales tax or severance revenue from extraction.
It ranks #16 of 67 Alabama counties by effective rate, against a statewide 0.38%, and #2,678 nationally. The state runs from 0.60% in Jefferson County down to 0.18% in Choctaw County.
The median home costs 3.14 times the median household income of $59,082, close to the national 3.86. Incomes run below the national median, and house prices run below it too, which is what keeps the ratio ordinary. The county has 95,037 residents, which is small enough that the medians describe a reasonably coherent market.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Lauderdale County | Alabama | United States | |
|---|---|---|---|
| Effective property tax | 0.38% | 0.38% | 0.98% |
| Median tax bill | $697 | $738 | $2,969 |
| Median home value | $185,800 | $195,100 | $303,400 |
| Median gross rent | $799 | $963 | $1,348 |
| Median household income | $59,082 | $62,027 | $78,538 |
| Home price to income | 3.14× | 3.15× | 3.86× |
| Rent as share of income | 16.23% | 18.63% | 20.6% |
| Owner-occupied | 67.83% | 69.93% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 95,037.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| St. Clair County | 0.30% | $666 | $218,500 |
| Marshall County | 0.38% | $699 | $183,400 |
| Cullman County | 0.25% | $457 | $180,500 |
| Elmore County | 0.26% | $563 | $213,600 |
| Etowah County | 0.36% | $585 | $160,600 |
Lauderdale County property tax: common questions
What is the property tax rate in Lauderdale County, Alabama?
The effective rate is 0.38% of home value, from a median tax bill of $697 against a median home value of $185,800. That is 0.6 points below the national 0.98%.
How much is property tax on a $400,000 home in Lauderdale County?
Roughly $1,520 a year at the county effective rate of 0.38%.
Is Lauderdale County expensive compared with the rest of Alabama?
It ranks #16 of 67 Alabama counties by effective property tax rate, and #2678 of 2,826 nationally. That is 0 points above the Alabama average of 0.38%.
What does housing cost in Lauderdale County?
The median home is worth $185,800 and median gross rent is $799 a month. Median household income is $59,082, which puts the home at 3.14 times annual income and rent at 16.23% of it.