City of Mishawaka electricity rates
City of Mishawaka charges an average of 10.32 cents per kilowatt-hour to residential customers, and the average household on its system paid $62 a month using 599 kilowatt-hours, according to its 2024 filing with the U.S. Energy Information Administration.
Municipal utility PJM Indiana
Where City of Mishawaka sits
It is a smaller system, serving 25,071 residential customers, which means its fixed costs are spread across a narrow base. At 10.32¢ per kilowatt-hour it is one of the cheaper places to buy electricity in Indiana, 43.1% under the statewide average of 18.15¢.
Its customers use very little electricity by national standards, 599 kilowatt-hours a month against 871 nationally. Dense housing, a mild climate or heating that runs on gas rather than electricity all push consumption down, and any of them can leave a household with a modest bill despite a high rate.
Owned by the city it serves and governed by a local board rather than the state commission. No shareholder return is built into the rate. That matters because a bill is not only the cost of generating electricity: it also carries the cost of the network, and who owns that network changes how it is paid for.
| Rate | Monthly bill | Monthly kWh | |
|---|---|---|---|
| City of Mishawaka | 10.32¢ | $62 | 599 |
| Indiana average | 18.15¢ | $159 | 946 |
| United States average | 18.44¢ | $155 | 871 |
Utility figures: U.S. Energy Information Administration, Form EIA-861 annual electric power industry report, 2024. State and national figures: Electric Power Monthly, May 2026. Methodology
Where City of Mishawaka delivers
Its service territory covers one county in Indiana.
- St Joseph
Other Indiana utilities
| Utility | Rate | Bill | Customers |
|---|---|---|---|
| Duke Energy Indiana, LLC | 12.75¢ | $120 | 796,265 |
| AES Indiana | 13.75¢ | $123 | 469,499 |
| Southeastern Indiana R E M C | 15.22¢ | $172 | 26,172 |
| Jackson County Rural E M C | 15.32¢ | $192 | 24,215 |
| Harrison County Rural E M C | 13.88¢ | $175 | 23,221 |
City of Mishawaka rates: common questions
How much does City of Mishawaka charge per kilowatt-hour?
An average of 10.32 cents per kilowatt-hour across its residential customers in 2024. That is -43.1% against the Indiana average of 18.15¢ and -44.0% against the national average of 18.44¢. It is an all-in average across every residential rate schedule the utility offers, not a specific tariff.
What is the average City of Mishawaka bill?
$62 a month, based on total residential revenue divided by residential customers over the 2024 survey year, at an average of 599 kWh a month. The national average bill is $155 at 871 kWh.
Who owns City of Mishawaka?
It is classified by the EIA as a municipal utility. Owned by the city it serves and governed by a local board rather than the state commission. No shareholder return is built into the rate.
Is City of Mishawaka expensive compared with other Indiana utilities?
It ranks #43 of the 44 Indiana utilities covered here, counting from the most expensive. Nationally it ranks #1248 of 1369.