Smith County, Texas property tax
The median homeowner in Smith County, Texas pays $2,749 a year in property tax on a home worth $220,800, an effective rate of 1.25%. The national effective rate is 0.98%.
What the rate means here
At 1.25%, Smith County taxes property more heavily than the country as a whole, which sits at 0.98%. That combination is the usual one. Houses here are worth $220,800 against a national $303,400, and a smaller tax base has to be taxed at a higher percentage to fund the same schools and roads. Whether the state also leans on property tax by choice, as several do in place of an income tax, is a separate question the rate alone cannot answer.
It ranks #103 of 202 Texas counties by effective rate, against a statewide 1.58%, and #641 nationally. The state runs from 2.09% in El Paso County down to 0.60% in Ward County.
The median home costs 3.07 times the median household income of $71,923, close to the national 3.86. The county has 238,014 residents, which is small enough that the medians describe a reasonably coherent market.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Smith County | Texas | United States | |
|---|---|---|---|
| Effective property tax | 1.25% | 1.58% | 0.98% |
| Median tax bill | $2,749 | $4,111 | $2,969 |
| Median home value | $220,800 | $260,400 | $303,400 |
| Median gross rent | $1,197 | $1,339 | $1,348 |
| Median household income | $71,923 | $76,292 | $78,538 |
| Home price to income | 3.07× | 3.41× | 3.86× |
| Rent as share of income | 19.97% | 21.06% | 20.6% |
| Owner-occupied | 69.31% | 62.56% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 238,014.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Brazos County | 1.64% | $4,580 | $279,700 |
| Jefferson County | 1.57% | $2,513 | $159,600 |
| Hays County | 1.73% | $6,420 | $371,400 |
| McLennan County | 1.53% | $3,347 | $219,200 |
| Webb County | 1.85% | $3,312 | $178,900 |
Smith County property tax: common questions
What is the property tax rate in Smith County, Texas?
The effective rate is 1.25% of home value, from a median tax bill of $2,749 against a median home value of $220,800. That is 0.27 points above the national 0.98%.
How much is property tax on a $400,000 home in Smith County?
Roughly $5,000 a year at the county effective rate of 1.25%.
Is Smith County expensive compared with the rest of Texas?
It ranks #103 of 202 Texas counties by effective property tax rate, and #641 of 2,826 nationally. That is 0.33 points below the Texas average of 1.58%.
What does housing cost in Smith County?
The median home is worth $220,800 and median gross rent is $1,197 a month. Median household income is $71,923, which puts the home at 3.07 times annual income and rent at 19.97% of it.