Gray County, Texas property tax
The median homeowner in Gray County, Texas pays $1,435 a year in property tax on a home worth $100,400, an effective rate of 1.43%. The national effective rate is 0.98%.
What the rate means here
At 1.43%, Gray County taxes property more heavily than the country as a whole, which sits at 0.98%. The rate is high and the housing is cheap, and those two facts are connected. The bill of $1,435 is what actually leaves a household's account, and it is the number worth comparing between places.
It ranks #68 of 202 Texas counties by effective rate, against a statewide 1.58%, and #448 nationally. The state runs from 2.09% in El Paso County down to 0.60% in Ward County.
The median home costs 1.79 times the median household income of $56,082, against 3.86 nationally, which is a comfortable ratio by American standards. 73.48% of occupied homes are owned rather than rented, and cheap housing relative to income is usually why. This is a small rural county of 21,131 people. Five-year survey estimates for places this size carry wide margins of error, so treat the figures as approximate.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Gray County | Texas | United States | |
|---|---|---|---|
| Effective property tax | 1.43% | 1.58% | 0.98% |
| Median tax bill | $1,435 | $4,111 | $2,969 |
| Median home value | $100,400 | $260,400 | $303,400 |
| Median gross rent | $898 | $1,339 | $1,348 |
| Median household income | $56,082 | $76,292 | $78,538 |
| Home price to income | 1.79× | 3.41× | 3.86× |
| Rent as share of income | 19.21% | 21.06% | 20.6% |
| Owner-occupied | 73.48% | 62.56% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 21,131.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Moore County | 1.53% | $2,066 | $135,400 |
| Hockley County | 1.48% | $1,668 | $112,700 |
| Colorado County | 1.09% | $2,117 | $194,000 |
| Bandera County | 0.94% | $2,347 | $249,800 |
| Montague County | 0.95% | $1,802 | $189,400 |
Gray County property tax: common questions
What is the property tax rate in Gray County, Texas?
The effective rate is 1.43% of home value, from a median tax bill of $1,435 against a median home value of $100,400. That is 0.45 points above the national 0.98%.
How much is property tax on a $400,000 home in Gray County?
Roughly $5,720 a year at the county effective rate of 1.43%.
Is Gray County expensive compared with the rest of Texas?
It ranks #68 of 202 Texas counties by effective property tax rate, and #448 of 2,826 nationally. That is 0.15 points below the Texas average of 1.58%.
What does housing cost in Gray County?
The median home is worth $100,400 and median gross rent is $898 a month. Median household income is $56,082, which puts the home at 1.79 times annual income and rent at 19.21% of it.