Cumberland County, Pennsylvania property tax
The median homeowner in Cumberland County, Pennsylvania pays $3,180 a year in property tax on a home worth $261,900, an effective rate of 1.21%. The national effective rate is 0.98%.
What the rate means here
At 1.21%, Cumberland County taxes property more heavily than the country as a whole, which sits at 0.98%. The rate is high and the housing is cheap, and those two facts are connected. The bill of $3,180 is what actually leaves a household's account, and it is the number worth comparing between places.
It ranks #40 of 66 Pennsylvania counties by effective rate, against a statewide 1.35%, and #690 nationally. The state runs from 1.98% in Delaware County down to 0.81% in Bedford County.
The median home costs 3.06 times the median household income of $85,634, close to the national 3.86. At 264,422 residents the county is large enough that its median blends several distinct housing markets.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Cumberland County | Pennsylvania | United States | |
|---|---|---|---|
| Effective property tax | 1.21% | 1.35% | 0.98% |
| Median tax bill | $3,180 | $3,241 | $2,969 |
| Median home value | $261,900 | $240,500 | $303,400 |
| Median gross rent | $1,184 | $1,162 | $1,348 |
| Median household income | $85,634 | $76,081 | $78,538 |
| Home price to income | 3.06× | 3.16× | 3.86× |
| Rent as share of income | 16.59% | 18.33% | 20.6% |
| Owner-occupied | 71.37% | 69.33% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 264,422.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Erie County | 1.62% | $2,754 | $169,500 |
| Dauphin County | 1.43% | $3,171 | $222,300 |
| Lackawanna County | 1.53% | $2,910 | $189,900 |
| Northampton County | 1.65% | $4,710 | $285,000 |
| Washington County | 1.11% | $2,445 | $220,600 |
Cumberland County property tax: common questions
What is the property tax rate in Cumberland County, Pennsylvania?
The effective rate is 1.21% of home value, from a median tax bill of $3,180 against a median home value of $261,900. That is 0.23 points above the national 0.98%.
How much is property tax on a $400,000 home in Cumberland County?
Roughly $4,840 a year at the county effective rate of 1.21%.
Is Cumberland County expensive compared with the rest of Pennsylvania?
It ranks #40 of 66 Pennsylvania counties by effective property tax rate, and #690 of 2,826 nationally. That is 0.14 points below the Pennsylvania average of 1.35%.
What does housing cost in Cumberland County?
The median home is worth $261,900 and median gross rent is $1,184 a month. Median household income is $85,634, which puts the home at 3.06 times annual income and rent at 16.59% of it.