Union County, North Carolina property tax
The median homeowner in Union County, North Carolina pays $2,298 a year in property tax on a home worth $374,400, an effective rate of 0.61%. The national effective rate is 0.98%.
What the rate means here
At 0.61%, Union County taxes property more lightly than the national 0.98%. A low rate on an expensive house is not the bargain it looks like. The median bill is still $2,298, because 0.61% of $374,400 is not a small number.
It ranks #69 of 98 North Carolina counties by effective rate, against a statewide 0.70%, and #2,052 nationally. The state runs from 1.21% in Northampton County down to 0.37% in Jackson County.
The median home costs 3.77 times the median household income of $99,243, close to the national 3.86. Incomes here run above the national median, which is what keeps that ratio ordinary despite the house prices. The county has 244,975 residents, which is small enough that the medians describe a reasonably coherent market.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Union County | North Carolina | United States | |
|---|---|---|---|
| Effective property tax | 0.61% | 0.70% | 0.98% |
| Median tax bill | $2,298 | $1,815 | $2,969 |
| Median home value | $374,400 | $259,400 | $303,400 |
| Median gross rent | $1,390 | $1,162 | $1,348 |
| Median household income | $99,243 | $69,904 | $78,538 |
| Home price to income | 3.77× | 3.71× | 3.86× |
| Rent as share of income | 16.81% | 19.95% | 20.6% |
| Owner-occupied | 81.85% | 66.37% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 244,975.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Gaston County | 0.80% | $1,872 | $235,000 |
| Cabarrus County | 0.76% | $2,429 | $318,600 |
| New Hanover County | 0.59% | $2,075 | $353,700 |
| Johnston County | 0.69% | $1,840 | $267,600 |
| Buncombe County | 0.60% | $2,163 | $360,000 |
Union County property tax: common questions
What is the property tax rate in Union County, North Carolina?
The effective rate is 0.61% of home value, from a median tax bill of $2,298 against a median home value of $374,400. That is 0.37 points below the national 0.98%.
How much is property tax on a $400,000 home in Union County?
Roughly $2,440 a year at the county effective rate of 0.61%.
Is Union County expensive compared with the rest of North Carolina?
It ranks #69 of 98 North Carolina counties by effective property tax rate, and #2052 of 2,826 nationally. That is 0.09 points below the North Carolina average of 0.70%.
What does housing cost in Union County?
The median home is worth $374,400 and median gross rent is $1,390 a month. Median household income is $99,243, which puts the home at 3.77 times annual income and rent at 16.81% of it.