Delta County, Michigan property tax
The median homeowner in Delta County, Michigan pays $1,658 a year in property tax on a home worth $146,800, an effective rate of 1.13%. The national effective rate is 0.98%.
What the rate means here
Delta County taxes property at 1.13%, within a rounding error of the national 0.98%. That makes the $1,658 median bill mostly a statement about local house prices rather than about local tax policy.
It ranks #43 of 82 Michigan counties by effective rate, against a statewide 1.28%, and #787 nationally. The state runs from 1.86% in Ingham County down to 0.70% in Leelanau County.
The median home costs 2.68 times the median household income of $54,829, against 3.86 nationally, which is a comfortable ratio by American standards. 78.63% of occupied homes are owned rather than rented, and cheap housing relative to income is usually why. With 36,829 residents, the sample behind these medians is small, and the survey's own margins of error are correspondingly wider.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Delta County | Michigan | United States | |
|---|---|---|---|
| Effective property tax | 1.13% | 1.28% | 0.98% |
| Median tax bill | $1,658 | $2,795 | $2,969 |
| Median home value | $146,800 | $217,600 | $303,400 |
| Median gross rent | $698 | $1,084 | $1,348 |
| Median household income | $54,829 | $71,149 | $78,538 |
| Home price to income | 2.68× | 3.06× | 3.86× |
| Rent as share of income | 15.28% | 18.28% | 20.6% |
| Owner-occupied | 78.63% | 72.92% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 36,829.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Chippewa County | 1.29% | $1,972 | $153,100 |
| Houghton County | 1.27% | $1,780 | $140,300 |
| Emmet County | 0.91% | $2,492 | $275,300 |
| Wexford County | 1.17% | $1,868 | $160,300 |
| Mecosta County | 1.00% | $1,692 | $169,900 |
Delta County property tax: common questions
What is the property tax rate in Delta County, Michigan?
The effective rate is 1.13% of home value, from a median tax bill of $1,658 against a median home value of $146,800. That is 0.15 points above the national 0.98%.
How much is property tax on a $400,000 home in Delta County?
Roughly $4,520 a year at the county effective rate of 1.13%.
Is Delta County expensive compared with the rest of Michigan?
It ranks #43 of 82 Michigan counties by effective property tax rate, and #787 of 2,826 nationally. That is 0.15 points below the Michigan average of 1.28%.
What does housing cost in Delta County?
The median home is worth $146,800 and median gross rent is $698 a month. Median household income is $54,829, which puts the home at 2.68 times annual income and rent at 15.28% of it.