Garrett County, Maryland property tax
The median homeowner in Garrett County, Maryland pays $1,792 a year in property tax on a home worth $217,000, an effective rate of 0.83%. The national effective rate is 0.98%.
What the rate means here
At 0.83%, Garrett County taxes property more lightly than the national 0.98%. That puts the median bill at $1,792. Rates this low usually mean the state, rather than the county, carries more of the school funding.
It ranks #21 of 24 Maryland counties by effective rate, against a statewide 1.00%, and #1,390 nationally. The state runs from 1.48% in Baltimore city down to 0.66% in Talbot County.
The median home costs 3.14 times the median household income of $69,031, close to the national 3.86. Incomes run below the national median, and house prices run below it too, which is what keeps the ratio ordinary. With 28,713 residents, the sample behind these medians is small, and the survey's own margins of error are correspondingly wider.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Garrett County | Maryland | United States | |
|---|---|---|---|
| Effective property tax | 0.83% | 1.00% | 0.98% |
| Median tax bill | $1,792 | $3,989 | $2,969 |
| Median home value | $217,000 | $397,700 | $303,400 |
| Median gross rent | $710 | $1,662 | $1,348 |
| Median household income | $69,031 | $101,652 | $78,538 |
| Home price to income | 3.14× | 3.91× | 3.86× |
| Rent as share of income | 12.34% | 19.62% | 20.6% |
| Owner-occupied | 81.02% | 67.48% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 28,713.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Dorchester County | 0.95% | $2,399 | $252,300 |
| Somerset County | 0.98% | $1,603 | $164,300 |
| Caroline County | 0.92% | $2,513 | $272,400 |
| Talbot County | 0.66% | $2,623 | $398,300 |
| Kent County | 0.94% | $2,896 | $307,100 |
Garrett County property tax: common questions
What is the property tax rate in Garrett County, Maryland?
The effective rate is 0.83% of home value, from a median tax bill of $1,792 against a median home value of $217,000. That is 0.15 points below the national 0.98%.
How much is property tax on a $400,000 home in Garrett County?
Roughly $3,320 a year at the county effective rate of 0.83%.
Is Garrett County expensive compared with the rest of Maryland?
It ranks #21 of 24 Maryland counties by effective property tax rate, and #1390 of 2,826 nationally. That is 0.17 points below the Maryland average of 1.00%.
What does housing cost in Garrett County?
The median home is worth $217,000 and median gross rent is $710 a month. Median household income is $69,031, which puts the home at 3.14 times annual income and rent at 12.34% of it.