Charles County, Maryland property tax
The median homeowner in Charles County, Maryland pays $4,179 a year in property tax on a home worth $402,300, an effective rate of 1.04%. The national effective rate is 0.98%.
What the rate means here
Charles County taxes property at 1.04%, within a rounding error of the national 0.98%. With the rate close to typical, the $4,179 bill is driven by what housing is worth here rather than by how hard it is taxed.
It ranks #6 of 24 Maryland counties by effective rate, against a statewide 1.00%, and #954 nationally. The state runs from 1.48% in Baltimore city down to 0.66% in Talbot County.
The median home costs 3.34 times the median household income of $120,592, close to the national 3.86. Incomes here run above the national median, which is what keeps that ratio ordinary despite the house prices. The county has 168,710 residents, which is small enough that the medians describe a reasonably coherent market.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Charles County | Maryland | United States | |
|---|---|---|---|
| Effective property tax | 1.04% | 1.00% | 0.98% |
| Median tax bill | $4,179 | $3,989 | $2,969 |
| Median home value | $402,300 | $397,700 | $303,400 |
| Median gross rent | $1,897 | $1,662 | $1,348 |
| Median household income | $120,592 | $101,652 | $78,538 |
| Home price to income | 3.34× | 3.91× | 3.86× |
| Rent as share of income | 18.88% | 19.62% | 20.6% |
| Owner-occupied | 81.23% | 67.48% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 168,710.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Carroll County | 0.94% | $3,837 | $406,400 |
| Washington County | 0.89% | $2,444 | $275,900 |
| St. Mary's County | 0.87% | $3,392 | $390,900 |
| Cecil County | 0.98% | $3,059 | $311,800 |
| Wicomico County | 0.89% | $2,120 | $238,900 |
Charles County property tax: common questions
What is the property tax rate in Charles County, Maryland?
The effective rate is 1.04% of home value, from a median tax bill of $4,179 against a median home value of $402,300. That is 0.06 points above the national 0.98%.
How much is property tax on a $400,000 home in Charles County?
Roughly $4,160 a year at the county effective rate of 1.04%.
Is Charles County expensive compared with the rest of Maryland?
It ranks #6 of 24 Maryland counties by effective property tax rate, and #954 of 2,826 nationally. That is 0.04 points above the Maryland average of 1.00%.
What does housing cost in Charles County?
The median home is worth $402,300 and median gross rent is $1,897 a month. Median household income is $120,592, which puts the home at 3.34 times annual income and rent at 18.88% of it.