StateRates

Baltimore County, Maryland property tax

The median homeowner in Baltimore County, Maryland pays $3,645 a year in property tax on a home worth $330,000, an effective rate of 1.10%. The national effective rate is 0.98%.

Effective rate 1.10% #4 of 24 in Maryland
Median tax bill $3,645 per year
Median home value $330,000 owner-occupied
Median income $90,904 household

What the rate means here

Baltimore County taxes property at 1.10%, within a rounding error of the national 0.98%. With the rate close to typical, the $3,645 bill is driven by what housing is worth here rather than by how hard it is taxed.

It ranks #4 of 24 Maryland counties by effective rate, against a statewide 1.00%, and #842 nationally. The state runs from 1.48% in Baltimore city down to 0.66% in Talbot County.

The median home costs 3.63 times the median household income of $90,904, close to the national 3.86. Incomes here run above the national median, which is what keeps that ratio ordinary despite the house prices. With 849,586 residents this is one of the larger counties in the country, so the medians here average across a genuinely varied housing market and hide a lot of local range.

The rate is derived rather than quoted. How and why.

What that costs at different home values

$250,000 home $2,750 per year at 1.10%
$400,000 home $4,400 per year at 1.10%
$600,000 home $6,600 per year at 1.10%

Arithmetic at the county effective rate, before any exemption or assessment cap.

Housing and income

Baltimore County, Maryland against Maryland and the country
Baltimore County Maryland United States
Effective property tax 1.10% 1.00% 0.98%
Median tax bill $3,645 $3,989 $2,969
Median home value $330,000 $397,700 $303,400
Median gross rent $1,566 $1,662 $1,348
Median household income $90,904 $101,652 $78,538
Home price to income 3.63× 3.91× 3.86×
Rent as share of income 20.67% 19.62% 20.6%
Owner-occupied 66.33% 67.48% 65.02%

Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 849,586.

Nearby counties of similar size

Other Maryland counties
County Rate Median bill Home value
Prince George's County 1.15% $4,662 $404,300
Montgomery County 0.87% $5,341 $615,200
Anne Arundel County 0.85% $3,836 $450,300
Baltimore city 1.48% $3,236 $219,300
Howard County 1.18% $6,814 $576,700

Baltimore County property tax: common questions

What is the property tax rate in Baltimore County, Maryland?

The effective rate is 1.10% of home value, from a median tax bill of $3,645 against a median home value of $330,000. That is 0.12 points above the national 0.98%.

How much is property tax on a $400,000 home in Baltimore County?

Roughly $4,400 a year at the county effective rate of 1.10%.

Is Baltimore County expensive compared with the rest of Maryland?

It ranks #4 of 24 Maryland counties by effective property tax rate, and #842 of 2,826 nationally. That is 0.1 points above the Maryland average of 1.00%.

What does housing cost in Baltimore County?

The median home is worth $330,000 and median gross rent is $1,566 a month. Median household income is $90,904, which puts the home at 3.63 times annual income and rent at 20.67% of it.