Cumberland County, Maine property tax
The median homeowner in Cumberland County, Maine pays $4,577 a year in property tax on a home worth $411,400, an effective rate of 1.11%. The national effective rate is 0.98%.
What the rate means here
Cumberland County taxes property at 1.11%, within a rounding error of the national 0.98%. That makes the $4,577 median bill mostly a statement about local house prices rather than about local tax policy.
It ranks #9 of 16 Maine counties by effective rate, against a statewide 1.10%, and #820 nationally. The state runs from 1.26% in Penobscot County down to 0.88% in Hancock County.
The median home costs 4.42 times the median household income of $92,983, close to the national 3.86. Incomes here run above the national median, which is what keeps that ratio ordinary despite the house prices. At 305,940 residents the county is large enough that its median blends several distinct housing markets.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Cumberland County | Maine | United States | |
|---|---|---|---|
| Effective property tax | 1.11% | 1.10% | 0.98% |
| Median tax bill | $4,577 | $2,926 | $2,969 |
| Median home value | $411,400 | $266,400 | $303,400 |
| Median gross rent | $1,492 | $1,084 | $1,348 |
| Median household income | $92,983 | $71,773 | $78,538 |
| Home price to income | 4.42× | 3.71× | 3.86× |
| Rent as share of income | 19.26% | 18.12% | 20.6% |
| Owner-occupied | 70.37% | 74.02% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 305,940.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| York County | 1.03% | $3,691 | $357,200 |
| Penobscot County | 1.26% | $2,435 | $193,800 |
| Kennebec County | 1.14% | $2,510 | $219,900 |
| Androscoggin County | 1.26% | $2,913 | $232,000 |
| Aroostook County | 1.22% | $1,611 | $131,700 |
Cumberland County property tax: common questions
What is the property tax rate in Cumberland County, Maine?
The effective rate is 1.11% of home value, from a median tax bill of $4,577 against a median home value of $411,400. That is 0.13 points above the national 0.98%.
How much is property tax on a $400,000 home in Cumberland County?
Roughly $4,440 a year at the county effective rate of 1.11%.
Is Cumberland County expensive compared with the rest of Maine?
It ranks #9 of 16 Maine counties by effective property tax rate, and #820 of 2,826 nationally. That is 0.01 points above the Maine average of 1.10%.
What does housing cost in Cumberland County?
The median home is worth $411,400 and median gross rent is $1,492 a month. Median household income is $92,983, which puts the home at 4.42 times annual income and rent at 19.26% of it.