Effingham County, Georgia property tax
The median homeowner in Effingham County, Georgia pays $2,344 a year in property tax on a home worth $245,300, an effective rate of 0.96%. The national effective rate is 0.98%.
What the rate means here
Effingham County taxes property at 0.96%, within a rounding error of the national 0.98%. With the rate close to typical, the $2,344 bill is driven by what housing is worth here rather than by how hard it is taxed.
It ranks #47 of 150 Georgia counties by effective rate, against a statewide 0.81%, and #1,119 nationally. The state runs from 1.40% in Clinch County down to 0.35% in Fannin County.
The median home costs 2.87 times the median household income of $85,465, against 3.86 nationally, which is a comfortable ratio by American standards. 78.51% of occupied homes are owned rather than rented, and cheap housing relative to income is usually why. With 67,265 residents, the sample behind these medians is small, and the survey's own margins of error are correspondingly wider.
The rate is derived rather than quoted. How and why.
What that costs at different home values
Arithmetic at the county effective rate, before any exemption or assessment cap.
Housing and income
| Effingham County | Georgia | United States | |
|---|---|---|---|
| Effective property tax | 0.96% | 0.81% | 0.98% |
| Median tax bill | $2,344 | $2,214 | $2,969 |
| Median home value | $245,300 | $272,900 | $303,400 |
| Median gross rent | $1,116 | $1,306 | $1,348 |
| Median household income | $85,465 | $74,664 | $78,538 |
| Home price to income | 2.87× | 3.66× | 3.86× |
| Rent as share of income | 15.67% | 20.99% | 20.6% |
| Owner-occupied | 78.51% | 65.36% | 65.02% |
Source: U.S. Census Bureau, American Community Survey 2023 five-year estimates. Population 67,265.
Nearby counties of similar size
| County | Rate | Median bill | Home value |
|---|---|---|---|
| Liberty County | 1.05% | $1,897 | $180,200 |
| Spalding County | 0.96% | $1,897 | $196,600 |
| Catoosa County | 0.69% | $1,475 | $214,200 |
| Walker County | 0.78% | $1,353 | $173,900 |
| Troup County | 0.97% | $1,826 | $187,800 |
Effingham County property tax: common questions
What is the property tax rate in Effingham County, Georgia?
The effective rate is 0.96% of home value, from a median tax bill of $2,344 against a median home value of $245,300. That is 0.02 points below the national 0.98%.
How much is property tax on a $400,000 home in Effingham County?
Roughly $3,840 a year at the county effective rate of 0.96%.
Is Effingham County expensive compared with the rest of Georgia?
It ranks #47 of 150 Georgia counties by effective property tax rate, and #1119 of 2,826 nationally. That is 0.15 points above the Georgia average of 0.81%.
What does housing cost in Effingham County?
The median home is worth $245,300 and median gross rent is $1,116 a month. Median household income is $85,465, which puts the home at 2.87 times annual income and rent at 15.67% of it.