St. Louis house prices
House prices in the St. Louis, MO-IL metro area rose 4.1% over the year to 2026 Q2, and are +35.5% over five years. It ranks #21 of the 100 metro areas FHFA tracks.
How St. Louis compares
St. Louis is outpacing the typical American market, where the median state moved +2.7% over the same year. Within its own state it is running 0.4 percentage points ahead of Missouri overall, which is the more useful comparison, since a metro and its state share the same mortgage market and much of the same economy.
Prices are at or near their record level for this market. At the current 30-year mortgage rate of 6.71%, a $300,000 loan costs about $1,938 a month in principal and interest.
Fifteen years of the index
Q2 of each year, index base 100 in 1991. Source: Federal Housing Finance Agency, House Price Index, purchase-only, quarterly, not seasonally adjusted.
Nearby metro areas
| Metro area | One year | Five years | Index |
|---|---|---|---|
| Kansas City, MO-KS | +2.8% | +34.9% | 449.65 |
St. Louis house prices: common questions
Are house prices going up in St. Louis?
Yes. Prices rose 4.1% over the year to 2026 Q2. Across the 100 metros tracked, St. Louis ranks #21 for one-year growth. That is 0.4 percentage points faster than Missouri as a whole.
How much have St. Louis prices risen long term?
+35.5% over five years, +88.3% over ten, and +289% since the index began in 1991.
Has St. Louis recovered its previous peak?
Yes, the index is at or near its record high, set in 2026 Q2.
What exactly is being measured?
The FHFA purchase-only house price index, built from repeat sales of the same properties financed by mortgages Fannie Mae or Freddie Mac bought. It tracks price movement rather than price level, and it excludes cash purchases and homes bought with jumbo or government-backed loans, so very high and very low ends of a market are underrepresented.