San Diego-Chula Vista-Carlsbad house prices
House prices in the San Diego-Chula Vista-Carlsbad, CA metro area rose 0.2% over the year to 2026 Q2, and are +26.4% over five years. It ranks #74 of the 100 metro areas FHFA tracks.
How San Diego-Chula Vista-Carlsbad compares
San Diego-Chula Vista-Carlsbad is moving more slowly than the typical American market, where the median state changed +2.7% over the same year. Within its own state it is running 0.5 percentage points ahead of California overall, which is the more useful comparison, since a metro and its state share the same mortgage market and much of the same economy.
Prices are at or near their record level for this market. At the current 30-year mortgage rate of 6.71%, a $300,000 loan costs about $1,938 a month in principal and interest.
Fifteen years of the index
Q2 of each year, index base 100 in 1991. Source: Federal Housing Finance Agency, House Price Index, purchase-only, quarterly, not seasonally adjusted.
Nearby metro areas
| Metro area | One year | Five years | Index |
|---|---|---|---|
| Bakersfield-Delano, CA | -2.5% | +25.7% | 322.66 |
| Fresno, CA | +1.3% | +26.9% | 385.71 |
| Oxnard-Thousand Oaks-Ventura, CA | -0.2% | +20.0% | 422.94 |
| Riverside-San Bernardino-Ontario, CA | -0.8% | +24.0% | 414.33 |
| Sacramento-Roseville-Folsom, CA | -0.3% | +11.5% | 363.31 |
| San Jose-Sunnyvale-Santa Clara, CA | -2.0% | +11.3% | 552.34 |
San Diego-Chula Vista-Carlsbad house prices: common questions
Are house prices going up in San Diego-Chula Vista-Carlsbad?
Yes. Prices rose 0.2% over the year to 2026 Q2. Across the 100 metros tracked, San Diego-Chula Vista-Carlsbad ranks #74 for one-year growth. That is 0.5 percentage points faster than California as a whole.
How much have San Diego-Chula Vista-Carlsbad prices risen long term?
+26.4% over five years, +93.4% over ten, and +440% since the index began in 1991.
Has San Diego-Chula Vista-Carlsbad recovered its previous peak?
Yes, the index is at or near its record high, set in 2026 Q2.
What exactly is being measured?
The FHFA purchase-only house price index, built from repeat sales of the same properties financed by mortgages Fannie Mae or Freddie Mac bought. It tracks price movement rather than price level, and it excludes cash purchases and homes bought with jumbo or government-backed loans, so very high and very low ends of a market are underrepresented.