Lakeland-Winter Haven house prices
House prices in the Lakeland-Winter Haven, FL metro area rose 2.6% over the year to 2026 Q2, and are +33.1% over five years. It ranks #37 of the 100 metro areas FHFA tracks.
How Lakeland-Winter Haven compares
Lakeland-Winter Haven is moving more slowly than the typical American market, where the median state changed +2.7% over the same year. Within its own state it is running 1.7 percentage points ahead of Florida overall, which is the more useful comparison, since a metro and its state share the same mortgage market and much of the same economy.
Prices remain 3.3% below the record set in 2024 Q1, which is worth knowing before treating recent growth as a recovery. At the current 30-year mortgage rate of 6.71%, a $300,000 loan costs about $1,938 a month in principal and interest.
Fifteen years of the index
Q2 of each year, index base 100 in 1991. Source: Federal Housing Finance Agency, House Price Index, purchase-only, quarterly, not seasonally adjusted.
Nearby metro areas
| Metro area | One year | Five years | Index |
|---|---|---|---|
| Cape Coral-Fort Myers, FL | +0.3% | +20.5% | 426.32 |
| Jacksonville, FL | -0.4% | +33.7% | 528.92 |
| North Port-Bradenton-Sarasota, FL | +3.0% | +29.9% | 543.48 |
| Orlando-Kissimmee-Sanford, FL | +0.8% | +38.7% | 485.35 |
Lakeland-Winter Haven house prices: common questions
Are house prices going up in Lakeland-Winter Haven?
Yes. Prices rose 2.6% over the year to 2026 Q2. Across the 100 metros tracked, Lakeland-Winter Haven ranks #37 for one-year growth. That is 1.7 percentage points faster than Florida as a whole.
How much have Lakeland-Winter Haven prices risen long term?
+33.1% over five years, +131.8% over ten, and +381% since the index began in 1991.
Has Lakeland-Winter Haven recovered its previous peak?
Not yet. It sits 3.3% below the record set in 2024 Q1.
What exactly is being measured?
The FHFA purchase-only house price index, built from repeat sales of the same properties financed by mortgages Fannie Mae or Freddie Mac bought. It tracks price movement rather than price level, and it excludes cash purchases and homes bought with jumbo or government-backed loans, so very high and very low ends of a market are underrepresented.