StateRates

Upper Cumberland E M C electricity rates

Upper Cumberland E M C charges an average of 12.77 cents per kilowatt-hour to residential customers, and the average household on its system paid $151 a month using 1,179 kilowatt-hours, according to its 2024 filing with the U.S. Energy Information Administration.

Member-owned cooperative TVA Tennessee

Average rate 12.77¢ per kWh · -11.7% vs state
Average bill $151 per month · -3.1% vs U.S.
Average usage 1,179 kWh per month
Residential customers 45,560 #26 priciest of 83 in Tennessee

Where Upper Cumberland E M C sits

It serves 45,560 residential customers in Tennessee. Its 12.77¢ per kilowatt-hour sits 11.7% below the Tennessee average of 14.47¢.

Consumption here is high, 1,179 kilowatt-hours a month against a national average of 871. Long cooling seasons, large detached homes and electric resistance heating are the usual causes, and together they matter more to the bill than the rate does.

Owned by the customers it serves, with directors elected by members. Co-ops are frequently outside state rate regulation. That matters because a bill is not only the cost of generating electricity: it also carries the cost of the network, and who owns that network changes how it is paid for.

Upper Cumberland E M C against the averages
Rate Monthly bill Monthly kWh
Upper Cumberland E M C 12.77¢ $151 1,179
Tennessee average 14.47¢ $162 1,199
United States average 18.44¢ $155 871

Utility figures: U.S. Energy Information Administration, Form EIA-861 annual electric power industry report, 2024. State and national figures: Electric Power Monthly, May 2026. Methodology

Where Upper Cumberland E M C delivers

Its service territory covers 9 Tennessee counties, either wholly or in part. Utility boundaries follow historic franchise agreements rather than county lines, so a county appearing here does not mean every address in it is served by Upper Cumberland E M C.

  • Clay
  • DeKalb
  • Jackson
  • Macon
  • Overton
  • Pickett
  • Putnam
  • Smith
  • White

Other Tennessee utilities

Compare against neighbouring systems
Utility Rate Bill Customers
Nashville Electric Service 13.47¢ $138 417,640
City of Memphis 12.16¢ $139 380,286
Southwest Tennessee E M C 12.90¢ $167 43,750
Appalachian Electric Coop 12.93¢ $158 43,709
Kingsport Power Co 12.84¢ $158 43,159

Upper Cumberland E M C rates: common questions

How much does Upper Cumberland E M C charge per kilowatt-hour?

An average of 12.77 cents per kilowatt-hour across its residential customers in 2024. That is -11.7% against the Tennessee average of 14.47¢ and -30.7% against the national average of 18.44¢. It is an all-in average across every residential rate schedule the utility offers, not a specific tariff.

What is the average Upper Cumberland E M C bill?

$151 a month, based on total residential revenue divided by residential customers over the 2024 survey year, at an average of 1,179 kWh a month. The national average bill is $155 at 871 kWh.

Who owns Upper Cumberland E M C?

It is classified by the EIA as a member-owned cooperative. Owned by the customers it serves, with directors elected by members. Co-ops are frequently outside state rate regulation.

Is Upper Cumberland E M C expensive compared with other Tennessee utilities?

It ranks #26 of the 83 Tennessee utilities covered here, counting from the most expensive. Nationally it ranks #851 of 1369.