City of Loveland electricity rates
City of Loveland charges an average of 14.40 cents per kilowatt-hour to residential customers, and the average household on its system paid $90 a month using 622 kilowatt-hours, according to its 2024 filing with the U.S. Energy Information Administration.
Municipal utility PSCO Colorado
Where City of Loveland sits
It is a smaller system, serving 37,007 residential customers, which means its fixed costs are spread across a narrow base. Its 14.40¢ per kilowatt-hour sits 10.9% below the Colorado average of 16.16¢.
Its customers use very little electricity by national standards, 622 kilowatt-hours a month against 871 nationally. Dense housing, a mild climate or heating that runs on gas rather than electricity all push consumption down, and any of them can leave a household with a modest bill despite a high rate.
Owned by the city it serves and governed by a local board rather than the state commission. No shareholder return is built into the rate. That matters because a bill is not only the cost of generating electricity: it also carries the cost of the network, and who owns that network changes how it is paid for.
| Rate | Monthly bill | Monthly kWh | |
|---|---|---|---|
| City of Loveland | 14.40¢ | $90 | 622 |
| Colorado average | 16.16¢ | $109 | 664 |
| United States average | 18.44¢ | $155 | 871 |
Utility figures: U.S. Energy Information Administration, Form EIA-861 annual electric power industry report, 2024. State and national figures: Electric Power Monthly, May 2026. Methodology
Where City of Loveland delivers
Its service territory covers one county in Colorado.
- Larimer
How often the power goes out
In 2024 the average City of Loveland customer went 81 minutes without electricity across 0.18 interruptions. The median across the 941 utilities that report this is 185 minutes.
That is markedly better than typical. Short outage durations usually mean an underground or heavily automated network, and they are expensive to achieve, which is part of why reliable systems often carry higher delivery charges.
Rooftop solar on this system
496 residential customers had net-metered solar in 2024, totalling 3.26 megawatts. That works out to 13.4 installations per thousand customers, against a median of 8 across the utilities reporting it.
Adoption is above the national median, which generally tracks the retail rate more closely than it tracks sunshine. What exports are actually worth.
Other Colorado utilities
| Utility | Rate | Bill | Customers |
|---|---|---|---|
| Public Service Co of Colorado | 15.05¢ | $90 | 1.4 million |
| City of Colorado Springs | 14.45¢ | $90 | 216,771 |
| City of Longmont | 12.30¢ | $85 | 40,855 |
| La Plata Electric Assn, Inc | 16.71¢ | $110 | 39,931 |
| Delta Montrose Electric Assn | 14.97¢ | $107 | 32,575 |
City of Loveland rates: common questions
How much does City of Loveland charge per kilowatt-hour?
An average of 14.40 cents per kilowatt-hour across its residential customers in 2024. That is -10.9% against the Colorado average of 16.16¢ and -21.9% against the national average of 18.44¢. It is an all-in average across every residential rate schedule the utility offers, not a specific tariff.
What is the average City of Loveland bill?
$90 a month, based on total residential revenue divided by residential customers over the 2024 survey year, at an average of 622 kWh a month. The national average bill is $155 at 871 kWh.
Who owns City of Loveland?
It is classified by the EIA as a municipal utility. Owned by the city it serves and governed by a local board rather than the state commission. No shareholder return is built into the rate.
Is City of Loveland expensive compared with other Colorado utilities?
It ranks #21 of the 34 Colorado utilities covered here, counting from the most expensive. Nationally it ranks #501 of 1369.