StateRates

New Hampshire cost of living

Prices in New Hampshire run at 104.2 against a national average of 100, which makes it the 9th most expensive of the 51 jurisdictions. Housing is the part that separates states: rents there sit at 114.9.

All items 104.2 #9 of 51 ยท national 100
Rents 114.9 #12 most expensive housing
Median wage $52,610 2024
Worth nationally $50,489 same wage, adjusted for prices

Where the difference actually is

Prices in New Hampshire run at 104.2 where the national average is 100, so about 4.2 per cent above the country as a whole. It ranks #9 of 51 states.

Housing is doing nearly all of the work. Rents sit at 114.9 while goods sit at 98.6, a gap of 10.7 points between what it costs to live somewhere and what it costs to buy things. Someone who could reduce their housing cost here, by living further out or with fewer rooms, would remove most of the premium.

Comparing a job here against one elsewhere on the headline salary alone will mislead by roughly 4.2 per cent. Adjusting by the parity fixes that.

All items 104.2
Goods 98.6
Rents 114.9
Other services 133.7

The vertical line is the national average of 100. Source: U.S. Bureau of Economic Analysis, Regional Price Parities, SARPP, 2024.

What it costs, in actual money

Parities are ratios. These are the figures behind them for New Hampshire, drawn from the other datasets on this site.

New Hampshire against national figures
New Hampshire
Median home value $367,200
Median gross rent $1,423 a month
Median household income $95,628
Average electricity bill $167 a month
Effective property tax 1.77%

Everything about New Hampshire Property tax by county Salaries

Metro areas in New Hampshire

Within a state, cities and rural areas diverge sharply. A statewide parity averages over that.

New Hampshire metro price parities, 2024
Metro area All items Goods Rents Rank
Boston-Cambridge-Newton 108.3 99.7 148.4 #19
Manchester-Nashua 105.7 97.7 134.2 #25

New Hampshire cost of living: common questions

Is New Hampshire expensive to live in?

Prices overall are 4.2% above the national average, at a parity of 104.2 where 100 is the country as a whole. It ranks #9 of 51. Goods run at 98.6, rents at 114.9 and other services at 133.7.

What is a salary in New Hampshire really worth?

The median wage there is $52,610. Adjusted for local prices that buys what $50,489 buys nationally. A state that pays well and costs more can leave a household no better off, and this is the arithmetic that shows it.

What is a regional price parity?

An official measure from the Bureau of Economic Analysis of what a dollar buys in one place against the national average, set at 100. It is built from the same price collection that underlies the consumer price index, extended to compare places rather than time periods. It is the only government measure of cost of living differences between states.

Why is housing treated separately?

Because it carries most of the difference. In New Hampshire rents sit 10.7 points above the state's overall parity. Goods barely vary between states, since most of them are shipped nationally; services vary more; housing varies enormously. Any cost of living comparison that does not separate housing is mostly measuring housing anyway.