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San Diego-Chula Vista-Carlsbad cost of living

Prices in the San Diego-Chula Vista-Carlsbad, CA metro area run at 111.9 against a national average of 100, ranking it #6 of 387 metros. Rents there sit at 179.3.

California

All items 111.9 #6 of 387 metros
Rents 179.3 national average 100
Median wage $56,580 BLS metro survey
Worth nationally $50,563 same wage, adjusted

What drives the number

San Diego-Chula Vista-Carlsbad is one of the most expensive places the Bureau of Economic Analysis measures, at 111.9 against a national 100, ranking #6 of 387 metro areas. A 11.9 per cent premium compounds against every category of spending, not just the obvious ones. Against California as a whole it is 1.2 points more expensive, which is the usual direction: cities cost more than the states around them.

Housing is doing nearly all of the work. Rents sit at 179.3 while goods sit at 108.0, a gap of 67.4 points between what it costs to live somewhere and what it costs to buy things. Goods barely vary across the country because most are shipped and priced nationally, so a place is expensive almost entirely to the extent its housing is. Goods at 108.0 are themselves 8 points off national, which is a wide gap for a category that is mostly shipped in.

A salary offer here is worth less than the same offer somewhere at 100, and the parity is the arithmetic that says by how much. Divide the offer by 111.9 and multiply by 100 to get the nationally comparable figure.

All items 111.9
Goods 108.0
Rents 179.3
Other services 174.2

The vertical line is the national average of 100. Source: U.S. Bureau of Economic Analysis, Regional Price Parities, SARPP, 2024.

Salaries in San Diego-Chula Vista-Carlsbad

What the biggest local jobs are really worth

The same pay buys different amounts in different places, so a salary quoted in San Diego-Chula Vista-Carlsbad is not comparable to one quoted elsewhere until it is divided by the local parity. These are the occupations that employ the most people here, with the quoted median alongside what that median is worth at national prices.

Largest occupations in San Diego-Chula Vista-Carlsbad, quoted and price-adjusted
Occupation Employed Median pay Worth nationally U.S. median
Home Health and Personal Care Aides 51,760 $35,050 $31,323 $34,900
Fast Food and Counter Workers 40,240 $35,860 $32,046 $30,480
Cashiers 31,630 $36,110 $32,270 $31,190
Retail Salespersons 31,420 $36,600 $32,708 $34,580
Office Clerks, General 28,550 $48,970 $43,762 $43,630
Registered Nurses 27,660 $133,090 $118,937 $93,600
Laborers and Freight, Stock, and Material Movers, Hand 24,960 $39,000 $34,853 $38,940
Waiters and Waitresses 24,800 $35,060 $31,332 $33,760

Pay from the BLS metro survey, adjusted by dividing by the metro parity of 111.9.

Nearby metro areas

Other metros in the same states
Metro area All items Rents Rank
San Francisco-Oakland-Fremont 115.6 194.7 #1
Los Angeles-Long Beach-Anaheim 113.6 170.4 #3
Napa 112.6 197.4 #4
Oxnard-Thousand Oaks-Ventura 110.5 171.1 #9
San Jose-Sunnyvale-Santa Clara 110.4 211.9 #10
Santa Cruz-Watsonville 109.9 164.3 #11

San Diego-Chula Vista-Carlsbad: common questions

Is San Diego-Chula Vista-Carlsbad expensive?

Prices are 11.9% above the national average, a parity of 111.9 where the country is 100. It ranks #6 of the 387 metro areas BEA measures. Against California as a whole it is 1.2 points more expensive.

What salary do you need in San Diego-Chula Vista-Carlsbad?

The median worker there earns $56,580, which buys what $50,563 buys nationally once local prices are taken into account. Comparing a salary offer between cities without this adjustment is comparing nothing useful.

Is housing the reason?

Usually. Rents here are at 179.3 against goods at 108.0. Goods barely vary between American cities because most are shipped and priced nationally; housing varies enormously, and it dominates any cost of living comparison.