StateRates

Omaha cost of living

Prices in the Omaha, NE-IA metro area run at 91.9 against a national average of 100, ranking it #247 of 387 metros. Rents there sit at 86.4.

Nebraska Iowa

All items 91.9 #247 of 387 metros
Rents 86.4 national average 100
Median wage $48,720 BLS metro survey
Worth nationally $53,014 same wage, adjusted

What drives the number

Prices in Omaha run at 91.9 where the national average is 100, so about 8.1 per cent below the country as a whole. It ranks #247 of 387 metro areas. Against Nebraska as a whole it is 1.8 points more expensive, which is the usual direction: cities cost more than the states around them.

The parts move together here rather than pulling against each other: goods at 94.1, rents at 86.4, other services at 76.4. Goods are close to national almost everywhere, because most are shipped and priced nationally, so it is worth noticing when rents behave the same way. Goods at 94.1 are themselves 5.9 points off national, which is a wide gap for a category that is mostly shipped in.

Low prices only help if pay does not fall by more. Dividing the local median wage by 91.9 is how to check, and the wage pages carry that comparison.

All items 91.9
Goods 94.1
Rents 86.4
Other services 76.4

The vertical line is the national average of 100. Source: U.S. Bureau of Economic Analysis, Regional Price Parities, SARPP, 2024.

Salaries in Omaha

What the biggest local jobs are really worth

The same pay buys different amounts in different places, so a salary quoted in Omaha is not comparable to one quoted elsewhere until it is divided by the local parity. These are the occupations that employ the most people here, with the quoted median alongside what that median is worth at national prices.

Largest occupations in Omaha, quoted and price-adjusted
Occupation Employed Median pay Worth nationally U.S. median
Fast Food and Counter Workers 14,410 $29,770 $32,394 $30,480
Registered Nurses 12,860 $81,020 $88,161 $93,600
Retail Salespersons 11,990 $31,220 $33,972 $34,580
General and Operations Managers 11,120 $86,090 $93,678 $102,950
Stockers and Order Fillers 10,740 $36,730 $39,967 $37,090
Heavy and Tractor-Trailer Truck Drivers 10,260 $57,930 $63,036 $57,440
Customer Service Representatives 9,210 $42,840 $46,616 $42,830
Cashiers 8,920 $30,190 $32,851 $31,190

Pay from the BLS metro survey, adjusted by dividing by the metro parity of 91.9.

Nearby metro areas

Other metros in the same states
Metro area All items Rents Rank
Des Moines-West Des Moines 91.7 84.7 #252
Lincoln 91.6 84.2 #256
Iowa City 91.5 84.0 #259
Davenport-Moline-Rock Island 89.1 68.3 #309
Cedar Rapids 89.0 71.4 #310
Ames 88.8 69.2 #316

Omaha: common questions

Is Omaha expensive?

Prices are 8.1% below the national average, a parity of 91.9 where the country is 100. It ranks #247 of the 387 metro areas BEA measures. Against Nebraska as a whole it is 1.8 points more expensive.

What salary do you need in Omaha?

The median worker there earns $48,720, which buys what $53,014 buys nationally once local prices are taken into account. Comparing a salary offer between cities without this adjustment is comparing nothing useful.

Is housing the reason?

Usually. Rents here are at 86.4 against goods at 94.1. Goods barely vary between American cities because most are shipped and priced nationally; housing varies enormously, and it dominates any cost of living comparison.