Charlotte-Concord-Gastonia cost of living
Prices in the Charlotte-Concord-Gastonia, NC-SC metro area run at 97.3 against a national average of 100, ranking it #122 of 387 metros. Rents there sit at 97.6.
What drives the number
Prices in Charlotte-Concord-Gastonia run at 97.3 where the national average is 100, so about 2.7 per cent below the country as a whole. It ranks #122 of 387 metro areas. Against North Carolina as a whole it is 3 points more expensive, which is the usual direction: cities cost more than the states around them.
The parts move together here rather than pulling against each other: goods at 96.6, rents at 97.6, other services at 89.2. Goods are close to national almost everywhere, because most are shipped and priced nationally, so it is worth noticing when rents behave the same way.
Low prices only help if pay does not fall by more. Dividing the local median wage by 97.3 is how to check, and the wage pages carry that comparison.
The vertical line is the national average of 100. Source: U.S. Bureau of Economic Analysis, Regional Price Parities, SARPP, 2024.
What the biggest local jobs are really worth
The same pay buys different amounts in different places, so a salary quoted in Charlotte-Concord-Gastonia is not comparable to one quoted elsewhere until it is divided by the local parity. These are the occupations that employ the most people here, with the quoted median alongside what that median is worth at national prices.
| Occupation | Employed | Median pay | Worth nationally | U.S. median |
|---|---|---|---|---|
| Laborers and Freight, Stock, and Material Movers, Hand | 41,320 | $36,720 | $37,739 | $38,940 |
| Retail Salespersons | 34,980 | $31,440 | $32,312 | $34,580 |
| Cashiers | 29,200 | $28,830 | $29,630 | $31,190 |
| Customer Service Representatives | 27,730 | $44,480 | $45,714 | $42,830 |
| Registered Nurses | 25,440 | $84,780 | $87,133 | $93,600 |
| Fast Food and Counter Workers | 24,400 | $29,070 | $29,877 | $30,480 |
| Stockers and Order Fillers | 23,010 | $37,420 | $38,458 | $37,090 |
| General and Operations Managers | 20,380 | $108,600 | $111,614 | $102,950 |
Pay from the BLS metro survey, adjusted by dividing by the metro parity of 97.3.
Nearby metro areas
| Metro area | All items | Rents | Rank |
|---|---|---|---|
| Charleston-North Charleston | 101.0 | 119.8 | #67 |
| Raleigh-Cary | 98.2 | 103.5 | #111 |
| Hilton Head Island-Bluffton-Port Royal | 98.0 | 101.2 | #114 |
| Virginia Beach-Chesapeake-Norfolk | 97.9 | 99.8 | #116 |
| Durham-Chapel Hill | 97.6 | 98.9 | #119 |
| Asheville | 96.5 | 93.4 | #136 |
Charlotte-Concord-Gastonia: common questions
Is Charlotte-Concord-Gastonia expensive?
Prices are 2.7% below the national average, a parity of 97.3 where the country is 100. It ranks #122 of the 387 metro areas BEA measures. Against North Carolina as a whole it is 3 points more expensive.
What salary do you need in Charlotte-Concord-Gastonia?
The median worker there earns $48,880, which buys what $50,236 buys nationally once local prices are taken into account. Comparing a salary offer between cities without this adjustment is comparing nothing useful.
Is housing the reason?
Usually. Rents here are at 97.6 against goods at 96.6. Goods barely vary between American cities because most are shipped and priced nationally; housing varies enormously, and it dominates any cost of living comparison.