StateRates

Chambersburg cost of living

Prices in the Chambersburg, PA metro area run at 94.6 against a national average of 100, ranking it #176 of 387 metros. Rents there sit at 71.9.

Pennsylvania

All items 94.6 #176 of 387 metros
Rents 71.9 national average 100
Median wage $46,670 BLS metro survey
Worth nationally $49,334 same wage, adjusted

What drives the number

Prices in Chambersburg run at 94.6 where the national average is 100, so about 5.4 per cent below the country as a whole. It ranks #176 of 387 metro areas. Against Pennsylvania as a whole it is 3 points less expensive, which is the unusual direction, and it means the expensive part of the state is somewhere else.

Housing is unusually cheap relative to everything else here. Rents sit at 71.9 against goods at 100.7 and other services at 108.3, so the overall figure of 94.6 understates how affordable the housing itself is. That combination, ordinary prices with cheap rent, is what people are usually looking for and rarely find.

A salary here goes further than the same salary somewhere at 100. Divide by 94.6 and multiply by 100 to get the nationally comparable figure, and it will come out higher than the headline.

All items 94.6
Goods 100.7
Rents 71.9
Other services 108.3

The vertical line is the national average of 100. Source: U.S. Bureau of Economic Analysis, Regional Price Parities, SARPP, 2024.

Salaries in Chambersburg

What the biggest local jobs are really worth

The same pay buys different amounts in different places, so a salary quoted in Chambersburg is not comparable to one quoted elsewhere until it is divided by the local parity. These are the occupations that employ the most people here, with the quoted median alongside what that median is worth at national prices.

Largest occupations in Chambersburg, quoted and price-adjusted
Occupation Employed Median pay Worth nationally U.S. median
Laborers and Freight, Stock, and Material Movers, Hand 2,890 $43,230 $45,698 $38,940
Stockers and Order Fillers 2,080 $38,060 $40,233 $37,090
Retail Salespersons 1,580 $30,060 $31,776 $34,580
Cashiers 1,550 $28,490 $30,116 $31,190
Heavy and Tractor-Trailer Truck Drivers 1,450 $55,860 $59,049 $57,440
Fast Food and Counter Workers 1,440 $27,680 $29,260 $30,480
General and Operations Managers 1,390 $87,640 $92,643 $102,950
Home Health and Personal Care Aides 1,180 $30,260 $31,987 $34,900

Pay from the BLS metro survey, adjusted by dividing by the metro parity of 94.6.

Nearby metro areas

Other metros in the same states
Metro area All items Rents Rank
Philadelphia-Camden-Wilmington 102.6 113.1 #50
Allentown-Bethlehem-Easton 100.0 105.5 #90
Harrisburg-Carlisle 98.7 96.3 #100
Lancaster 98.3 93.8 #106
Reading 97.1 85.4 #127
State College 96.8 85.7 #134

Chambersburg: common questions

Is Chambersburg expensive?

Prices are 5.4% below the national average, a parity of 94.6 where the country is 100. It ranks #176 of the 387 metro areas BEA measures. Against Pennsylvania as a whole it is 3 points less expensive.

What salary do you need in Chambersburg?

The median worker there earns $46,670, which buys what $49,334 buys nationally once local prices are taken into account. Comparing a salary offer between cities without this adjustment is comparing nothing useful.

Is housing the reason?

Usually. Rents here are at 71.9 against goods at 100.7. Goods barely vary between American cities because most are shipped and priced nationally; housing varies enormously, and it dominates any cost of living comparison.