StateRates

Maine cost of living

Prices in Maine run at 97.1 against a national average of 100, which makes it the 25th most expensive of the 51 jurisdictions. Housing is the part that separates states: rents there sit at 78.9.

All items 97.1 #25 of 51 ยท national 100
Rents 78.9 #34 most expensive housing
Median wage $49,440 2024
Worth nationally $50,917 same wage, adjusted for prices

Where the difference actually is

Prices in Maine run at 97.1 where the national average is 100, so about 2.9 per cent below the country as a whole. It ranks #25 of 51 states.

Housing is unusually cheap relative to everything else here. Rents sit at 78.9 against goods at 97.2 and other services at 135.2, so the overall figure of 97.1 understates how affordable the housing itself is. It is the opposite of the usual pattern, where housing is what makes a place expensive.

The number is most useful in reverse: a job here can pay less in cash and still leave a household better off, by roughly 2.9 per cent before anything else is considered.

All items 97.1
Goods 97.2
Rents 78.9
Other services 135.2

The vertical line is the national average of 100. Source: U.S. Bureau of Economic Analysis, Regional Price Parities, SARPP, 2024.

What it costs, in actual money

Parities are ratios. These are the figures behind them for Maine, drawn from the other datasets on this site.

Maine against national figures
Maine
Median home value $266,400
Median gross rent $1,084 a month
Median household income $71,773
Average electricity bill $155 a month
Effective property tax 1.10%

Everything about Maine Property tax by county Salaries

Metro areas in Maine

Within a state, cities and rural areas diverge sharply. A statewide parity averages over that.

Maine metro price parities, 2024
Metro area All items Goods Rents Rank
Portland-South Portland 101.9 97.2 105.2 #58
Bangor 96.5 97.2 77.7 #137
Lewiston-Auburn 94.7 97.2 69.0 #173

Maine cost of living: common questions

Is Maine expensive to live in?

Prices overall are 2.9% below the national average, at a parity of 97.1 where 100 is the country as a whole. It ranks #25 of 51. Goods run at 97.2, rents at 78.9 and other services at 135.2.

What is a salary in Maine really worth?

The median wage there is $49,440. Adjusted for local prices that buys what $50,917 buys nationally. A state that pays well and costs more can leave a household no better off, and this is the arithmetic that shows it.

What is a regional price parity?

An official measure from the Bureau of Economic Analysis of what a dollar buys in one place against the national average, set at 100. It is built from the same price collection that underlies the consumer price index, extended to compare places rather than time periods. It is the only government measure of cost of living differences between states.

Why is housing treated separately?

Because it carries most of the difference. In Maine rents sit 18.2 points below the state's overall parity. Goods barely vary between states, since most of them are shipped nationally; services vary more; housing varies enormously. Any cost of living comparison that does not separate housing is mostly measuring housing anyway.